Aco annual medicare visit (awv), initial g0438aco at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$182.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$364.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.21 with wellpoint wv vs $290.64 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint wv chip $121.21 ↓ -33%
highmark health options west va mgd mcaid $121.21 ↓ -33%
highmark health options chip $121.21 ↓ -33%
wellpoint west virginia mgd mcaid $121.21 ↓ -33%
the health plan wv mgd mcaid $122.94 ↓ -32%
aetna better health wv mgd medicaid $123.52 ↓ -32%
the health plan wv chip $123.52 ↓ -32%
aetna better health wv chip $123.52 ↓ -32%
peak health medicare advantage all plans $166.08 ↓ -9%
united mine workers of america medicare advantage united mine workers of america medicare advantage $166.08 ↓ -9%
highmark wholecare pa medicare advantage all pla $171.06 ↓ -6%
highmark wv medicare advantage all plans $172.72 ↓ -5%
pa health & wellness medicare advantage all plan $174.38 ↓ -4%
humana medicare advantage all plans $174.38 ↓ -4%
senior life medicare advantage all plans $174.38 ↓ -4%
aetna medicare advantage all plans $174.38 ↓ -4%
valor health medicare advantage all plans $176.04 ↓ -3%
the health plan wv medicare advantage all plans $176.04 ↓ -3%
wv senior advantage isnp $176.04 ↓ -3%
geisinger pa medicare advantage all plans $176.04 ↓ -3%
unitedhealthcare medicare advantage all plans $181.03 ↓ -1%
encova worker's compensation $249.12 ↑ +37%
caresource oh exchange caresource oh exchange $249.12 ↑ +37%
rockport healthcare group worker's compensation $257.42 ↑ +41%
coventry health care worker's compensation $262.41 ↑ +44%
alliance coal alliance coal $290.64 ↑ +60%

Visitor-reported prices

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Aco annual medicare visit (awv), initial g0438aco at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $190.00 not published
West Virginia University Hospitals Morgantown $234.50 $107.95 – $703.60
Grant Memorial Hospital Petersburg $304.00 not published
Reynolds Memorial Hospital Glen Dale $176.00 $107.95 – $290.64
Summersville Regional Medical Center Summersville $310.00 not published
Braxton County Memorial Hospital Gassaway $222.00 not published
United Hospital Center Bridgeport $206.50 $121.21 – $290.64
Jackson General Hospital Ripley $213.00 not published

All West-virginia hospitals for this procedure →