Shoulder MRI (with and without contrast) at Summers County ARH Hospital

115 Summers Hospital Road, Hinton, WV · Arh · · NPI 1689664179

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,003.40 with The Health Plan vs $4,414.96 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
The Health Plan Medicare $1,003.40
Humana Medicare $1,013.43
The Health Plan Medicaid $1,013.43
Anthem Medicare Advantage $1,013.43
Optum CCN Region 1 Veterans Affairs Plan $1,013.43
Optum CCN Region 2 Veterans Affairs Plan $1,013.43
WellCare of Kentucky Medicare $1,013.43
Aetna Medicare $1,103.74
United Healthcare Medicare $1,555.27
Highmark BCBS Commercial $3,782.82
United Healthcare HMO Commercial $3,963.43
United Healthcare PPO Commercial $3,963.43
UMR Commercial $3,963.43
The Health Plan HMO Commercial $4,214.28
Aetna POS Commercial $4,414.96
Aetna PPO Commercial $4,414.96

Visitor-reported prices

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Shoulder MRI (with and without contrast) at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $1,854.00 not published
West Virginia University Hospitals Morgantown $2,941.00 $76.69 – $1,422.66
Grant Memorial Hospital Petersburg $1,588.80 not published
Reynolds Memorial Hospital Glen Dale $2,304.50 $76.69 – $582.78
Summersville Regional Medical Center Summersville $1,690.50 not published
Berkeley Medical Center Martinsburg $1,859.00 $76.69 – $587.60
Braxton County Memorial Hospital Gassaway $1,445.50 not published
United Hospital Center Bridgeport $2,309.50 $76.69 – $629.39

All West-virginia hospitals for this procedure →