Revise/implant finger joint at Reynolds Memorial Hospital

800 Wheeling Ave, Glen Dale, WV · Wvumedicine · · NPI 1144228305

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$3,745.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,491.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,502.20 with highmark wholecare pennsylvania medicaid vs $12,121.30 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark wholecare pennsylvania medicaid highmark wholecare pennsylvania medicaid $4,502.20 ↑ +20%
molina oh medicare advantage all plans $6,926.46 ↑ +85%
united mine workers of america medicare advantage united mine workers of america medicare advantage $6,926.46 ↑ +85%
peak health medicare advantage – all plans peak health medicare advantage – all plans $6,926.46 ↑ +85%
highmark wholecare pa medicare advantage all pla $7,134.25 ↑ +90%
anthem oh medicare advantage hmo $7,134.25 ↑ +90%
highmark wv medicare advantage all plans $7,203.52 ↑ +92%
aetna medicare advantage all plans $7,272.78 ↑ +94%
humana medicare advantage all plans $7,272.78 ↑ +94%
pa health & wellness medicare advantage all plan $7,272.78 ↑ +94%
senior life medicare advantage all plans $7,272.78 ↑ +94%
buckeye oh medicare advantage all plans $7,272.78 ↑ +94%
upmc for life medicare advantage all plans $7,272.78 ↑ +94%
caresource oh medicare advantage all plans $7,272.78 ↑ +94%
valor health medicare advantage all plans $7,342.05 ↑ +96%
the health plan wv medicare advantage all plans $7,342.05 ↑ +96%
geisinger pa medicare advantage all plans $7,342.05 ↑ +96%
wv senior advantage isnp $7,342.05 ↑ +96%
unitedhealthcare medicare advantage all plans $7,549.84 ↑ +102%
caresource oh exchange caresource oh exchange $10,389.69 ↑ +177%
encova worker's compensation $10,389.69 ↑ +177%
buckeye commercial exchange plan $10,389.69 ↑ +177%
coventry health care worker's compensation $10,943.81 ↑ +192%
alliance coal alliance coal $12,121.30 ↑ +224%

Visitor-reported prices

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Revise/implant finger joint at other West-virginia hospitals

Hospital City Cash price Negotiated range
Thomas Hospitals South Charleston $15,487.00 $6,926.46 – $35,054.12

All West-virginia hospitals for this procedure →