Annual Physical, Established Patient (age 18-39) at United Hospital Center

327 Medical Park Dr, Bridgeport, WV · Wvumedicine · · NPI 1184606600

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$78.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$156.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.34 with wellpoint west virginia vs $65.57 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
wellpoint west virginia mgd mcaid $64.34 ↓ -18%
wellpoint wv chip $64.34 ↓ -18%
highmark health options west va mgd mcaid $64.34 ↓ -18%
highmark health options chip $64.34 ↓ -18%
the health plan wv mgd mcaid $65.26 ↓ -16%
the health plan wv chip $65.57 ↓ -16%
aetna better health wv chip $65.57 ↓ -16%
aetna better health mgd medicaid $65.57 ↓ -16%

Visitor-reported prices

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Annual Physical, Established Patient (age 18-39) at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $85.50 not published
West Virginia University Hospitals Morgantown $76.50 $64.34 – $316.96
Grant Memorial Hospital Petersburg $161.60 not published
Reynolds Memorial Hospital Glen Dale $63.00 $64.34 – $311.30
Summersville Regional Medical Center Summersville $112.00 not published
Berkeley Medical Center Martinsburg $46.00 $64.34 – $65.57
Braxton County Memorial Hospital Gassaway $93.00 not published
Jackson General Hospital Ripley $126.00 not published

All West-virginia hospitals for this procedure →