Ph body fluid at Beckley ARH Hospital

306 Standord Road, Beckley, WV · Arh · · NPI 1568461440

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$155.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.22 with The Health Plan vs $22.45 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
The Health Plan Medicaid $3.22 ↓ -98%
United Healthcare Medicare $3.58 ↓ -98%
The Health Plan Medicare $3.58 ↓ -98%
Anthem Medicare Advantage $3.58 ↓ -98%
Aetna Medicare $3.58 ↓ -98%
Humana Medicare $3.58 ↓ -98%
Optum CCN Region 1 Veterans Affairs Plan $3.58 ↓ -98%
Optum CCN Region 2 Veterans Affairs Plan $3.58 ↓ -98%
WellCare of Kentucky Medicare $3.58 ↓ -98%
United Healthcare HMO Commercial $16.59 ↓ -89%
United Healthcare PPO Commercial $16.59 ↓ -89%
UMR Commercial $16.59 ↓ -89%
The Health Plan HMO Commercial $17.64 ↓ -89%
Highmark ACA $17.90 ↓ -88%
Aetna POS Commercial $18.48 ↓ -88%
Aetna PPO Commercial $18.48 ↓ -88%
Highmark Indemnity and Managed Care $22.45 ↓ -86%

Visitor-reported prices

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Ph body fluid at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $43.00 not published
West Virginia University Hospitals Morgantown $50.00 $2.00 – $15.17
Grant Memorial Hospital Petersburg $20.80 not published
Reynolds Memorial Hospital Glen Dale $13.00 $2.10 – $5.66
Summersville Regional Medical Center Summersville $13.00 not published
Berkeley Medical Center Martinsburg $48.00 $2.14 – $5.66
Braxton County Memorial Hospital Gassaway $60.00 not published
United Hospital Center Bridgeport $25.00 $3.38 – $5.66

All West-virginia hospitals for this procedure →