Exc benign tal 0.5 < cm 11400 at Beckley ARH Hospital

306 Standord Road, Beckley, WV · Arh · · NPI 1568461440

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$112.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$148.52 with UMR vs $606.71 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UMR Commercial $148.52 ↑ +32%
United Healthcare HMO Commercial $148.52 ↑ +32%
United Healthcare PPO Commercial $148.52 ↑ +32%
The Health Plan HMO Commercial $157.92 ↑ +40%
Aetna PPO Commercial $165.44 ↑ +47%
Aetna POS Commercial $165.44 ↑ +47%
The Health Plan Medicaid $196.00 ↑ +74%
Optum CCN Region 1 Veterans Affairs Plan $606.71 ↑ +438%
Optum CCN Region 2 Veterans Affairs Plan $606.71 ↑ +438%
Humana Medicare $606.71 ↑ +438%
WellCare of Kentucky Medicare $606.71 ↑ +438%
United Healthcare Medicare $606.71 ↑ +438%
The Health Plan Medicare $606.71 ↑ +438%
Anthem Medicare Advantage $606.71 ↑ +438%
Aetna Medicare $606.71 ↑ +438%
Highmark ACA $606.71 ↑ +438%
Highmark Indemnity and Managed Care $606.71 ↑ +438%

Visitor-reported prices

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Exc benign tal 0.5 < cm 11400 at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $83.00 not published
West Virginia University Hospitals Morgantown $2,276.00 $37.50 – $2,887.64
Grant Memorial Hospital Petersburg $2,496.00 not published
Reynolds Memorial Hospital Glen Dale $6,132.00 $39.38 – $1,182.91
Summersville Regional Medical Center Summersville $2,216.50 not published
Berkeley Medical Center Martinsburg $2,262.00 $40.13 – $477.07
Braxton County Memorial Hospital Gassaway $693.00 not published
United Hospital Center Bridgeport $814.00 $205.80 – $1,277.52

All West-virginia hospitals for this procedure →