Consultation/report referred slides prepared elsewhere at Beckley ARH Hospital
306 Standord Road, Beckley, WV · Arh · · NPI 1568461440
$442.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$737.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.85 with Humana vs $648.56 with Aetna PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare | $33.85 | ↓ -92% |
| United Healthcare | Medicare | $33.85 | ↓ -92% |
| The Health Plan | Medicare | $33.85 | ↓ -92% |
| Anthem | Medicare Advantage | $33.85 | ↓ -92% |
| Aetna | Medicare | $33.85 | ↓ -92% |
| Optum CCN Region 1 | Veterans Affairs Plan | $33.85 | ↓ -92% |
| Optum CCN Region 2 | Veterans Affairs Plan | $33.85 | ↓ -92% |
| WellCare of Kentucky | Medicare | $33.85 | ↓ -92% |
| Highmark | ACA | $169.20 | ↓ -62% |
| Highmark | Indemnity and Managed Care | $212.28 | ↓ -52% |
| United Healthcare HMO | Commercial | $582.23 | ↑ +32% |
| United Healthcare PPO | Commercial | $582.23 | ↑ +32% |
| UMR | Commercial | $582.23 | ↑ +32% |
| The Health Plan HMO | Commercial | $619.08 | ↑ +40% |
| Aetna POS | Commercial | $648.56 | ↑ +47% |
| Aetna PPO | Commercial | $648.56 | ↑ +47% |
Visitor-reported prices
Comments
Consultation/report referred slides prepared elsewhere at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $76.50 | not published |
| West Virginia University Hospitals | Morgantown | $375.00 | $23.37 – $152.30 |
| Grant Memorial Hospital | Petersburg | $122.40 | not published |
| Reynolds Memorial Hospital | Glen Dale | $119.00 | $23.17 – $56.33 |
| Summersville Regional Medical Center | Summersville | $84.00 | not published |
| Braxton County Memorial Hospital | Gassaway | $76.50 | not published |
| United Hospital Center | Bridgeport | $59.50 | $38.50 – $67.38 |
| Jackson General Hospital | Ripley | $84.00 | not published |