Cardioversion/elective/internal 92961 at Beckley ARH Hospital

306 Standord Road, Beckley, WV · Arh · · NPI 1568461440

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$876.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,461.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$564.27 with Humana vs $3,539.19 with Highmark — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare $564.27 ↓ -36%
United Healthcare Medicare $564.27 ↓ -36%
The Health Plan Medicare $564.27 ↓ -36%
Anthem Medicare Advantage $564.27 ↓ -36%
Aetna Medicare $564.27 ↓ -36%
Optum CCN Region 1 Veterans Affairs Plan $564.27 ↓ -36%
Optum CCN Region 2 Veterans Affairs Plan $564.27 ↓ -36%
WellCare of Kentucky Medicare $564.27 ↓ -36%
UMR Commercial $1,154.19 ↑ +32%
United Healthcare HMO Commercial $1,154.19 ↑ +32%
United Healthcare PPO Commercial $1,154.19 ↑ +32%
The Health Plan HMO Commercial $1,227.24 ↑ +40%
Aetna POS Commercial $1,285.68 ↑ +47%
Aetna PPO Commercial $1,285.68 ↑ +47%
Highmark ACA $2,820.98 ↑ +222%
Highmark Indemnity and Managed Care $3,539.19 ↑ +304%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cardioversion/elective/internal 92961 at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $1,074.00 $185.81 – $2,695.22
Grant Memorial Hospital Petersburg $410.40 not published
Summersville Regional Medical Center Summersville $256.50 not published
Berkeley Medical Center Martinsburg $903.50 $185.81 – $1,113.19
Braxton County Memorial Hospital Gassaway $256.50 not published
Jackson General Hospital Ripley $270.50 not published
Potomac Valley Hospital Keyser $256.50 not published
St. Joseph's Hospital Buckhannon $256.50 not published

All West-virginia hospitals for this procedure →