Analysis; simple cranial nerv pulse gen prgrmg 95976 at Beckley ARH Hospital

306 Standord Road, Beckley, WV · Arh · · NPI 1568461440

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$150.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.79 with The Health Plan vs $201.68 with Highmark — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
The Health Plan Medicaid $27.79 ↓ -81%
Aetna Medicare $31.05 ↓ -79%
The Health Plan Medicare $32.16 ↓ -79%
Anthem Medicare Advantage $32.16 ↓ -79%
Humana Medicare $32.16 ↓ -79%
United Healthcare Medicare $32.16 ↓ -79%
Optum CCN Region 1 Veterans Affairs Plan $32.16 ↓ -79%
Optum CCN Region 2 Veterans Affairs Plan $32.16 ↓ -79%
WellCare of Kentucky Medicare $32.16 ↓ -79%
UMR Commercial $118.50 ↓ -21%
United Healthcare HMO Commercial $118.50 ↓ -21%
United Healthcare PPO Commercial $118.50 ↓ -21%
The Health Plan HMO Commercial $126.00 ↓ -16%
Aetna POS Commercial $132.00 ↓ -12%
Aetna PPO Commercial $132.00 ↓ -12%
Highmark ACA $160.75 ↑ +7%
Highmark Indemnity and Managed Care $201.68 ↑ +34%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Analysis; simple cranial nerv pulse gen prgrmg 95976 at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $364.00 $23.35 – $152.18
Berkeley Medical Center Martinsburg $44.00 $27.79 – $62.86
Thomas Hospitals South Charleston $88.50 $27.79 – $180.27

All West-virginia hospitals for this procedure →