Alpha-fetoprotein afp-l3 frac & total at Beckley ARH Hospital

306 Standord Road, Beckley, WV · Arh · · NPI 1568461440

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$370.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$618.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.97 with The Health Plan vs $543.84 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
The Health Plan Medicaid $57.97 ↓ -84%
United Healthcare Medicare $64.41 ↓ -83%
The Health Plan Medicare $64.41 ↓ -83%
Anthem Medicare Advantage $64.41 ↓ -83%
Aetna Medicare $64.41 ↓ -83%
Humana Medicare $64.41 ↓ -83%
Optum CCN Region 1 Veterans Affairs Plan $64.41 ↓ -83%
Optum CCN Region 2 Veterans Affairs Plan $64.41 ↓ -83%
WellCare of Kentucky Medicare $64.41 ↓ -83%
Highmark ACA $322.00 ↓ -13%
Highmark Indemnity and Managed Care $403.99 ↑ +9%
United Healthcare HMO Commercial $488.22 ↑ +32%
United Healthcare PPO Commercial $488.22 ↑ +32%
UMR Commercial $488.22 ↑ +32%
The Health Plan HMO Commercial $519.12 ↑ +40%
Aetna POS Commercial $543.84 ↑ +47%
Aetna PPO Commercial $543.84 ↑ +47%

Visitor-reported prices

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Alpha-fetoprotein afp-l3 frac & total at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $116.50 $41.87 – $101.77
Berkeley Medical Center Martinsburg $37.80 $60.87 – $101.77
Thomas Hospitals South Charleston $568.50 $60.87 – $325.97

All West-virginia hospitals for this procedure →