Skin Biopsy at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$134.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$405.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$225.21 with SoundPath vs $990.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $225.21 ↑ +68%
Kaiser Medicare|All Plans $225.21 ↑ +68%
Seattle Medical Group Medicare|All Plans $226.32 ↑ +68%
Optum Medicare|All Plans $227.46 ↑ +69%
BCBS - Regence Medicare|All Plans $231.97 ↑ +73%
Aetna Medicare|All Plans $231.97 ↑ +73%
BCBS - Premera Medicare|All Plans $231.97 ↑ +73%
Humana Medicare|All Plans $240.97 ↑ +79%
Molina Medicare|All Plans $243.23 ↑ +81%
United Medicare|All Plans $243.23 ↑ +81%
Amerigroup Medicare|All Plans $245.48 ↑ +83%
CHPW Medicare|All Plans $258.99 ↑ +93%
Aetna Commercial|Rental $292.08 ↑ +117%
MultiPlan Commercial|All Plans $304.25 ↑ +126%
Molina Commercial|Marketplace Exchange $432.40 ↑ +222%
Coordinated Care Commercial|Ambetter Exchange $445.92 ↑ +232%
Sound Family Medicine Commercial|All Plans $450.42 ↑ +235%
BCBS - Premera Commercial|LifeWise Primary Exchange $463.43 ↑ +245%
Kaiser Commercial|HMO $491.34 ↑ +266%
Uniform Medical Plan Commercial|All Plans $494.79 ↑ +268%
Kaiser Commercial|PPO $540.51 ↑ +302%
BCBS - Regence Commercial|All Plans $567.35 ↑ +322%
BCBS - Premera Commercial|All Other Plans $669.93 ↑ +399%
United Commercial|Navigate $710.68 ↑ +429%
United Commercial|Cascade Care $748.10 ↑ +457%
United Commercial|All Other Plans $748.10 ↑ +457%
Aetna Commercial|AWH $842.29 ↑ +527%
Aetna Commercial|All Other Plans $990.92 ↑ +638%

Visitor-reported prices

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Skin Biopsy at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $288.80 $314.86 – $1,420.26
MultiCare Allenmore Hospital Tacoma $288.80 $316.43 – $1,951.35
Providence St Joseph Hospital Chewelah $269.50 not published
Swedish Medical Center - First Hill Campus Seattle $617.76 $470.74 – $1,430.11
Providence Sacred Heart Medical Center and Children's Hospital Spokane $590.80 $402.13 – $1,152.88
Swedish Medical Center Cherry Hill Seattle $617.76 $470.74 – $1,101.53
Swedish Issaquah Issaquah $617.76 $442.69 – $1,047.98
Providence Centralia Hospital Centralia $539.24 $470.74 – $1,022.17

All Washington hospitals for this procedure →