Plmt access bil tree sm bwl at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,649.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,439.08 with Seattle Medical Group vs $31,118.47 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Seattle Medical Group Medicare|All Plans $4,439.08 ↑ +68%
Aetna Commercial|Rental $5,760.00 ↑ +117%
MultiPlan Commercial|All Plans $6,000.00 ↑ +126%
SoundPath Medicare|All Plans $7,072.38 ↑ +167%
Kaiser Medicare|All Plans $7,072.38 ↑ +167%
Optum Medicare|All Plans $7,143.10 ↑ +170%
BCBS - Premera Medicare|All Plans $7,284.55 ↑ +175%
Aetna Medicare|All Plans $7,284.55 ↑ +175%
BCBS - Regence Medicare|All Plans $7,284.55 ↑ +175%
Humana Medicare|All Plans $7,567.45 ↑ +186%
United Medicare|All Plans $7,638.17 ↑ +188%
Molina Medicare|All Plans $7,638.17 ↑ +188%
Amerigroup Medicare|All Plans $7,708.89 ↑ +191%
CHPW Medicare|All Plans $8,133.24 ↑ +207%
Kaiser Commercial|HMO $9,637.24 ↑ +264%
Kaiser Commercial|PPO $10,601.70 ↑ +300%
Molina Commercial|Marketplace Exchange $13,578.97 ↑ +412%
Coordinated Care Commercial|Ambetter Exchange $14,003.31 ↑ +429%
Sound Family Medicine Commercial|All Plans $14,144.76 ↑ +434%
Cigna Commercial|All Plans $16,415.00 ↑ +520%
BCBS - Premera Commercial|LifeWise Primary Exchange $17,513.29 ↑ +561%
Uniform Medical Plan Commercial|All Plans $18,697.89 ↑ +606%
BCBS - Regence Commercial|All Plans $21,439.97 ↑ +709%
United Commercial|Navigate $22,316.97 ↑ +742%
United Commercial|All Other Plans $23,491.88 ↑ +787%
United Commercial|Cascade Care $23,491.88 ↑ +787%
BCBS - Premera Commercial|All Other Plans $25,317.13 ↑ +856%
Aetna Commercial|AWH $26,450.70 ↑ +898%
Aetna Commercial|All Other Plans $31,118.47 ↑ +1074%

Visitor-reported prices

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Plmt access bil tree sm bwl at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma not published $4,509.43 – $27,857.28
MultiCare Allenmore Hospital Tacoma not published $4,532.00 – $31,075.82
Swedish Medical Center - First Hill Campus Seattle $10,097.28 $7,277.00 – $22,774.72
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,672.60 $7,214.07 – $18,359.80
Swedish Medical Center Cherry Hill Seattle $10,097.28 $7,277.00 – $17,542.08
Swedish Issaquah Issaquah $10,097.28 $7,277.00 – $16,689.18
Providence Holy Family Hospital Spokane $6,641.60 $6,462.00 – $18,936.92
Providence Regional Medical Center Everett - Colby Campus Everett $4,696.64 $6,914.00 – $24,031.00

All Washington hospitals for this procedure →