Noninv pace analysis at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$234.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$706.63
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$178.56 with First Choice vs $6,725.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| First Choice | Commercial|All Plans | $178.56 | ↓ -24% |
| SoundPath | Medicare|All Plans | $339.93 | ↑ +45% |
| Kaiser | Medicare|All Plans | $339.93 | ↑ +45% |
| Optum | Medicare|All Plans | $343.33 | ↑ +47% |
| Seattle Medical Group | Medicare|All Plans | $346.72 | ↑ +48% |
| BCBS - Premera | Medicare|All Plans | $350.13 | ↑ +50% |
| Aetna | Medicare|All Plans | $350.13 | ↑ +50% |
| BCBS - Regence | Medicare|All Plans | $350.13 | ↑ +50% |
| Humana | Medicare|All Plans | $363.73 | ↑ +55% |
| Molina | Medicare|All Plans | $367.12 | ↑ +57% |
| United | Medicare|All Plans | $367.12 | ↑ +57% |
| Amerigroup | Medicare|All Plans | $370.52 | ↑ +58% |
| CHPW | Medicare|All Plans | $390.92 | ↑ +67% |
| Aetna | Commercial|Rental | $508.78 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $529.98 | ↑ +126% |
| Molina | Commercial|Marketplace Exchange | $652.67 | ↑ +179% |
| Coordinated Care | Commercial|Ambetter Exchange | $673.06 | ↑ +188% |
| Sound Family Medicine | Commercial|All Plans | $679.86 | ↑ +190% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $691.42 | ↑ +195% |
| Uniform Medical Plan | Commercial|All Plans | $738.20 | ↑ +215% |
| Kaiser | Commercial|HMO | $752.74 | ↑ +222% |
| Kaiser | Commercial|PPO | $828.07 | ↑ +254% |
| BCBS - Regence | Commercial|All Plans | $846.46 | ↑ +262% |
| BCBS - Premera | Commercial|All Other Plans | $999.51 | ↑ +327% |
| United | Commercial|Navigate | $1,072.66 | ↑ +358% |
| United | Commercial|Cascade Care | $1,129.13 | ↑ +382% |
| United | Commercial|All Other Plans | $1,129.13 | ↑ +382% |
| Aetna | Commercial|AWH | $1,271.34 | ↑ +443% |
| Aetna | Commercial|All Other Plans | $1,495.69 | ↑ +539% |
| Cigna | Commercial|All Plans | $6,725.00 | ↑ +2773% |
Visitor-reported prices
Comments
Noninv pace analysis at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | not published | $103.55 – $2,175.85 |
| MultiCare Allenmore Hospital | Tacoma | not published | $104.07 – $1,474.34 |
| Swedish Medical Center - First Hill Campus | Seattle | $893.28 | $355.66 – $1,273.28 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $4,915.40 | $342.26 – $975.28 |
| Swedish Medical Center Cherry Hill | Seattle | $893.28 | $355.66 – $1,232.64 |
| Swedish Issaquah | Issaquah | $893.28 | $356.66 – $1,273.28 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $357.76 | $349.77 – $1,137.82 |
| MultiCare Yakima Memorial Hospital | Yakima | $346.40 | $366.41 – $929.62 |