Mnt subs tx for change dx at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$38.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$116.81

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.74 with SoundPath vs $351.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $31.74 ↓ -18%
Kaiser Medicare|All Plans $31.74 ↓ -18%
Optum Medicare|All Plans $32.06 ↓ -17%
BCBS - Premera Medicare|All Plans $32.69 ↓ -16%
Aetna Medicare|All Plans $32.69 ↓ -16%
BCBS - Regence Medicare|All Plans $32.69 ↓ -16%
Humana Medicare|All Plans $33.96 ↓ -12%
United Medicare|All Plans $34.28 ↓ -11%
Molina Medicare|All Plans $34.28 ↓ -11%
Amerigroup Medicare|All Plans $34.60 ↓ -11%
United Commercial|All Other Plans $35.81 ↓ -7%
United Commercial|Navigate $35.81 ↓ -7%
United Commercial|Cascade Care $35.81 ↓ -7%
CHPW Medicare|All Plans $36.50 ↓ -6%
Seattle Medical Group Medicare|All Plans $37.50 ↓ -3%
BCBS - Premera Commercial|LifeWise Primary Exchange $38.29 ↓ -1%
BCBS - Regence Commercial|All Plans $39.53 ↑ +2%
Uniform Medical Plan Commercial|All Plans $47.43 ↑ +23%
BCBS - Premera Commercial|All Other Plans $54.04 ↑ +40%
Molina Commercial|Marketplace Exchange $60.94 ↑ +58%
Coordinated Care Commercial|Ambetter Exchange $62.85 ↑ +62%
Sound Family Medicine Commercial|All Plans $63.48 ↑ +64%
Kaiser Commercial|HMO $74.69 ↑ +93%
Kaiser Commercial|PPO $82.16 ↑ +112%
Aetna Commercial|Rental $84.11 ↑ +117%
MultiPlan Commercial|All Plans $87.61 ↑ +126%
First Choice Commercial|All Plans $127.04 ↑ +228%
Aetna Commercial|WEA $172.79 ↑ +347%
Aetna Commercial|AWH $298.41 ↑ +671%
Aetna Commercial|All Other Plans $351.20 ↑ +808%

Visitor-reported prices

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Mnt subs tx for change dx at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $67.60 $22.72 – $215.89
MultiCare Allenmore Hospital Tacoma $67.60 $22.06 – $127.09
Swedish Medical Center - First Hill Campus Seattle $81.60 $19.40 – $73.67
Swedish Medical Center Cherry Hill Seattle $81.60 $19.40 – $87.70
Swedish Issaquah Issaquah $81.60 $19.40 – $55.54
Kadlec Regional Medical Center Richland $88.20 $24.25 – $54.08
St. Michael Medical Center Silverdale $51.56 $31.74 – $105.13
St. Anne Hospital Burien $35.67 $35.19 – $122.90

All Washington hospitals for this procedure →