Microbe susceptible mlc at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$48.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.44

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.17 with Kaiser vs $176.75 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $40.17 ↓ -17%
SoundPath Medicare|All Plans $40.17 ↓ -17%
BCBS - Regence Medicare|All Plans $40.17 ↓ -17%
Optum Medicare|All Plans $40.57 ↓ -16%
BCBS - Premera Medicare|All Plans $41.38 ↓ -15%
Aetna Medicare|All Plans $41.38 ↓ -15%
BCBS - Regence Commercial|All Plans $42.18 ↓ -13%
BCBS - Premera Commercial|LifeWise Primary Exchange $42.70 ↓ -12%
Humana Medicare|All Plans $42.98 ↓ -11%
Molina Medicare|All Plans $43.38 ↓ -11%
United Medicare|All Plans $43.38 ↓ -11%
Amerigroup Medicare|All Plans $43.79 ↓ -10%
CHPW Medicare|All Plans $46.20 ↓ -5%
Seattle Medical Group Medicare|All Plans $46.20 ↓ -5%
United Commercial|Cascade Care $48.20 ↓ -1%
United Commercial|All Other Plans $48.20 ↓ -1%
United Commercial|Navigate $48.20 ↓ -1%
Cigna Commercial|All Plans $59.01 ↑ +22%
Uniform Medical Plan Commercial|All Plans $60.26 ↑ +24%
BCBS - Premera Commercial|All Other Plans $60.26 ↑ +24%
First Choice Commercial|All Plans $62.98 ↑ +30%
Aetna Commercial|WEA $76.79 ↑ +58%
Molina Commercial|Marketplace Exchange $77.13 ↑ +59%
Coordinated Care Commercial|Ambetter Exchange $79.54 ↑ +64%
Sound Family Medicine Commercial|All Plans $80.34 ↑ +66%
Aetna Commercial|Rental $105.44 ↑ +117%
MultiPlan Commercial|All Plans $109.83 ↑ +126%
Aetna Commercial|AWH $150.24 ↑ +210%
Aetna Commercial|All Other Plans $176.75 ↑ +264%

Visitor-reported prices

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Microbe susceptible mlc at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $25.60 $19.42 – $68.93
MultiCare Allenmore Hospital Tacoma $25.60 $19.51 – $78.73
Central Medical Center Seattle $180.80 $31.00 – $31.00
Providence Holy Family Hospital Spokane $96.60 $40.17 – $171.43
MultiCare Valley Hospital Spokane Valley $144.00 $18.64 – $72.83
St. Michael Medical Center Silverdale $64.64 $40.17 – $131.80
St. Anne Hospital Burien $44.72 $40.17 – $131.80
St. Anthony Hospital Gig Harbor $44.54 $40.17 – $109.83

All Washington hospitals for this procedure →