Mayo factor v at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$184.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$556.17
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$17.65 with Kaiser vs $417.13 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $17.65 | ↓ -90% |
| SoundPath | Medicare|All Plans | $17.65 | ↓ -90% |
| BCBS - Regence | Medicare|All Plans | $17.65 | ↓ -90% |
| Optum | Medicare|All Plans | $17.83 | ↓ -90% |
| BCBS - Premera | Medicare|All Plans | $18.18 | ↓ -90% |
| Aetna | Medicare|All Plans | $18.18 | ↓ -90% |
| BCBS - Regence | Commercial|All Plans | $18.53 | ↓ -90% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $18.76 | ↓ -90% |
| Humana | Medicare|All Plans | $18.89 | ↓ -90% |
| Molina | Medicare|All Plans | $19.06 | ↓ -90% |
| United | Medicare|All Plans | $19.06 | ↓ -90% |
| Amerigroup | Medicare|All Plans | $19.24 | ↓ -90% |
| CHPW | Medicare|All Plans | $20.30 | ↓ -89% |
| Seattle Medical Group | Medicare|All Plans | $20.30 | ↓ -89% |
| United | Commercial|Cascade Care | $21.18 | ↓ -89% |
| United | Commercial|All Other Plans | $21.18 | ↓ -89% |
| United | Commercial|Navigate | $21.18 | ↓ -89% |
| Uniform Medical Plan | Commercial|All Plans | $26.48 | ↓ -86% |
| BCBS - Premera | Commercial|All Other Plans | $26.48 | ↓ -86% |
| Cigna | Commercial|All Plans | $32.00 | ↓ -83% |
| Molina | Commercial|Marketplace Exchange | $33.89 | ↓ -82% |
| Coordinated Care | Commercial|Ambetter Exchange | $34.95 | ↓ -81% |
| Sound Family Medicine | Commercial|All Plans | $35.30 | ↓ -81% |
| Aetna | Commercial|AWH | $66.01 | ↓ -64% |
| Aetna | Commercial|All Other Plans | $77.66 | ↓ -58% |
| First Choice | Commercial|All Plans | $98.97 | ↓ -46% |
| Aetna | Commercial|WEA | $120.67 | ↓ -34% |
| Aetna | Commercial|Rental | $400.45 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $417.13 | ↑ +126% |
Visitor-reported prices
Comments
Mayo factor v at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | $42.40 | $2.63 – $20.30 |
| MultiCare Allenmore Hospital | Tacoma | $42.40 | $2.64 – $34.59 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | $190.26 | $17.65 – $19.42 |
| Providence St Joseph Hospital | Chewelah | $186.90 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $105.12 | $15.88 – $82.96 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $211.40 | $17.65 – $63.54 |
| Swedish Medical Center Cherry Hill | Seattle | $105.12 | $15.88 – $80.31 |
| Swedish Issaquah | Issaquah | $105.12 | $15.88 – $82.96 |