Lev 4 hosp type b ed visit at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$990.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,990.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$323.65 with SoundPath vs $2,242.58 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SoundPath | Medicare|All Plans | $323.65 | ↓ -67% |
| Kaiser | Medicare|All Plans | $323.65 | ↓ -67% |
| Optum | Medicare|All Plans | $326.89 | ↓ -67% |
| Aetna | Medicare|All Plans | $333.36 | ↓ -66% |
| BCBS - Regence | Medicare|All Plans | $333.36 | ↓ -66% |
| BCBS - Premera | Medicare|All Plans | $333.36 | ↓ -66% |
| Humana | Medicare|All Plans | $346.31 | ↓ -65% |
| United | Medicare|All Plans | $349.54 | ↓ -65% |
| Molina | Medicare|All Plans | $349.54 | ↓ -65% |
| Seattle Medical Group | Medicare|All Plans | $350.57 | ↓ -65% |
| Amerigroup | Medicare|All Plans | $352.78 | ↓ -64% |
| CHPW | Medicare|All Plans | $372.20 | ↓ -62% |
| Molina | Commercial|Marketplace Exchange | $621.41 | ↓ -37% |
| Coordinated Care | Commercial|Ambetter Exchange | $640.83 | ↓ -35% |
| Sound Family Medicine | Commercial|All Plans | $647.30 | ↓ -35% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $681.89 | ↓ -31% |
| Uniform Medical Plan | Commercial|All Plans | $728.00 | ↓ -26% |
| Kaiser | Commercial|HMO | $761.09 | ↓ -23% |
| BCBS - Regence | Commercial|All Plans | $834.77 | ↓ -16% |
| Kaiser | Commercial|PPO | $837.26 | ↓ -15% |
| First Choice | Commercial|All Plans | $907.06 | ↓ -8% |
| BCBS - Premera | Commercial|All Other Plans | $985.73 | ↓ -0% |
| United | Commercial|Navigate | $1,021.28 | ↑ +3% |
| United | Commercial|All Other Plans | $1,075.04 | ↑ +9% |
| United | Commercial|Cascade Care | $1,075.04 | ↑ +9% |
| Aetna | Commercial|AWH | $1,210.45 | ↑ +22% |
| Cigna | Commercial|All Plans | $1,315.65 | ↑ +33% |
| Aetna | Commercial|All Other Plans | $1,424.06 | ↑ +44% |
| Aetna | Commercial|Rental | $2,152.88 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $2,242.58 | ↑ +126% |
Visitor-reported prices
Comments
Lev 4 hosp type b ed visit at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | not published | $311.36 – $2,200.00 |
| MultiCare Allenmore Hospital | Tacoma | not published | $302.29 – $1,295.10 |
| Providence St Joseph Hospital | Chewelah | $465.50 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $638.40 | $294.53 – $749.57 |
| Providence St Mary Medical Center | Walla Walla | $775.60 | $261.01 – $544.88 |
| Kadlec Regional Medical Center | Richland | $731.50 | $294.53 – $793.50 |
| Providence Holy Family Hospital | Spokane | $694.40 | $294.53 – $773.13 |
| St. Michael Medical Center | Silverdale | $1,319.68 | $1,318.32 – $2,691.09 |