Ins/rpl pm w/tv ld atrl at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$6,592.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,905.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.70 with Cigna vs $52,192.01 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $0.70 | ↓ -100% |
| SoundPath | Medicare|All Plans | $11,861.82 | ↑ +80% |
| Kaiser | Medicare|All Plans | $11,861.82 | ↑ +80% |
| Optum | Medicare|All Plans | $11,980.44 | ↑ +82% |
| BCBS - Regence | Medicare|All Plans | $12,217.67 | ↑ +85% |
| Aetna | Medicare|All Plans | $12,217.67 | ↑ +85% |
| BCBS - Premera | Medicare|All Plans | $12,217.67 | ↑ +85% |
| Humana | Medicare|All Plans | $12,692.15 | ↑ +93% |
| Molina | Medicare|All Plans | $12,810.77 | ↑ +94% |
| United | Medicare|All Plans | $12,810.77 | ↑ +94% |
| Amerigroup | Medicare|All Plans | $12,929.38 | ↑ +96% |
| Seattle Medical Group | Medicare|All Plans | $12,944.97 | ↑ +96% |
| CHPW | Medicare|All Plans | $13,641.09 | ↑ +107% |
| Aetna | Commercial|Rental | $14,332.17 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $14,929.35 | ↑ +126% |
| Molina | Commercial|Marketplace Exchange | $22,774.69 | ↑ +245% |
| Coordinated Care | Commercial|Ambetter Exchange | $23,486.40 | ↑ +256% |
| Sound Family Medicine | Commercial|All Plans | $23,723.64 | ↑ +260% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $24,718.75 | ↑ +275% |
| Uniform Medical Plan | Commercial|All Plans | $26,390.75 | ↑ +300% |
| Kaiser | Commercial|HMO | $28,103.55 | ↑ +326% |
| BCBS - Regence | Commercial|All Plans | $30,261.00 | ↑ +359% |
| Kaiser | Commercial|PPO | $30,916.07 | ↑ +369% |
| BCBS - Premera | Commercial|All Other Plans | $35,733.32 | ↑ +442% |
| United | Commercial|Navigate | $37,430.08 | ↑ +468% |
| United | Commercial|Cascade Care | $39,400.64 | ↑ +498% |
| United | Commercial|All Other Plans | $39,400.64 | ↑ +498% |
| First Choice | Commercial|All Plans | $42,497.73 | ↑ +545% |
| Aetna | Commercial|AWH | $44,363.21 | ↑ +573% |
| Aetna | Commercial|All Other Plans | $52,192.01 | ↑ +692% |
Visitor-reported prices
Comments
Ins/rpl pm w/tv ld atrl at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | $8,300.80 | $5,864.48 – $81,235.78 |
| MultiCare Allenmore Hospital | Tacoma | $8,300.80 | $5,893.84 – $50,171.97 |
| Swedish Medical Center - First Hill Campus | Seattle | $12,953.28 | $7,277.00 – $49,926.95 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $16,664.20 | $5,419.00 – $31,781.01 |
| Swedish Medical Center Cherry Hill | Seattle | $12,953.28 | $7,277.00 – $48,081.60 |
| Swedish Issaquah | Issaquah | $12,953.28 | $7,277.00 – $49,926.95 |
| Central Medical Center | Seattle | $25,429.60 | not published |
| Providence St Mary Medical Center | Walla Walla | $9,207.80 | $9,461.97 – $21,547.18 |