General health panel at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$81.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$245.02

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.35 with BCBS - Regence vs $479.01 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Regence Commercial|All Plans $50.35 ↓ -38%
BCBS - Premera Commercial|LifeWise Primary Exchange $58.39 ↓ -28%
Uniform Medical Plan Commercial|All Plans $60.42 ↓ -26%
Cigna Commercial|All Plans $69.81 ↓ -14%
BCBS - Premera Commercial|All Other Plans $82.42 ↑ +2%
First Choice Commercial|All Plans $147.02 ↑ +81%
Aetna Commercial|Rental $176.42 ↑ +117%
MultiPlan Commercial|All Plans $183.77 ↑ +126%
Aetna Commercial|WEA $479.01 ↑ +490%

Visitor-reported prices

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General health panel at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $73.20 $5.85 – $130.91
MultiCare Allenmore Hospital Tacoma $73.20 $5.88 – $66.82
Providence St Joseph Hospital Chewelah $226.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $147.70 $2.61 – $319.21
Central Medical Center Seattle $220.80 $36.00 – $36.00
Providence Mount Carmel Hospital Colville $550.90 not published
Providence St Mary Medical Center Walla Walla $356.30 $349.75 – $349.75
Providence Holy Family Hospital Spokane $203.00 $2.61 – $231.13

All Washington hospitals for this procedure →