Fetal contract stress test 59020 - 26 at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$301.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$909.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.25 with Seattle Medical Group vs $1,003.24 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Seattle Medical Group Medicare|All Plans $223.25 ↓ -26%
Kaiser Medicare|All Plans $228.01 ↓ -24%
SoundPath Medicare|All Plans $228.01 ↓ -24%
Optum Medicare|All Plans $230.29 ↓ -24%
Aetna Medicare|All Plans $234.85 ↓ -22%
BCBS - Regence Medicare|All Plans $234.85 ↓ -22%
BCBS - Premera Medicare|All Plans $234.85 ↓ -22%
Humana Medicare|All Plans $243.97 ↓ -19%
United Medicare|All Plans $246.25 ↓ -18%
Molina Medicare|All Plans $246.25 ↓ -18%
Amerigroup Medicare|All Plans $248.53 ↓ -18%
CHPW Medicare|All Plans $262.21 ↓ -13%
Molina Commercial|Marketplace Exchange $437.78 ↑ +45%
Coordinated Care Commercial|Ambetter Exchange $451.46 ↑ +50%
Sound Family Medicine Commercial|All Plans $456.02 ↑ +51%
BCBS - Premera Commercial|LifeWise Primary Exchange $461.29 ↑ +53%
Kaiser Commercial|HMO $484.67 ↑ +61%
Uniform Medical Plan Commercial|All Plans $492.48 ↑ +63%
Kaiser Commercial|PPO $533.18 ↑ +77%
BCBS - Regence Commercial|All Plans $564.70 ↑ +87%
First Choice Commercial|All Plans $601.64 ↑ +100%
Cigna Commercial|All Plans $627.63 ↑ +108%
Aetna Commercial|Rental $654.92 ↑ +117%
BCBS - Premera Commercial|All Other Plans $666.83 ↑ +121%
MultiPlan Commercial|All Plans $682.20 ↑ +126%
United Commercial|Navigate $719.52 ↑ +139%
United Commercial|All Other Plans $757.40 ↑ +151%
United Commercial|Cascade Care $757.40 ↑ +151%
Aetna Commercial|AWH $852.76 ↑ +183%
Aetna Commercial|All Other Plans $1,003.24 ↑ +233%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $433.60 $130.18 – $1,400.99
MultiCare Allenmore Hospital Tacoma $433.60 $130.83 – $970.48
Providence St Joseph Hospital Chewelah $266.70 not published
Swedish Medical Center - First Hill Campus Seattle $554.88 $234.11 – $780.44
Providence Sacred Heart Medical Center and Children's Hospital Spokane $639.10 $225.29 – $573.36
Swedish Medical Center Cherry Hill Seattle $554.88 $234.11 – $755.53
Swedish Issaquah Issaquah $554.88 $234.77 – $780.44
Central Medical Center Seattle $434.40 not published

All Washington hospitals for this procedure →