Exc tr-ext mal+marg tal >4 cm 11606 at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$1,001.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,025.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,836.44 with SoundPath vs $8,080.34 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SoundPath | Medicare|All Plans | $1,836.44 | ↑ +83% |
| Kaiser | Medicare|All Plans | $1,836.44 | ↑ +83% |
| Optum | Medicare|All Plans | $1,854.80 | ↑ +85% |
| Seattle Medical Group | Medicare|All Plans | $1,879.38 | ↑ +88% |
| BCBS - Regence | Medicare|All Plans | $1,891.53 | ↑ +89% |
| Aetna | Medicare|All Plans | $1,891.53 | ↑ +89% |
| BCBS - Premera | Medicare|All Plans | $1,891.53 | ↑ +89% |
| Humana | Medicare|All Plans | $1,964.99 | ↑ +96% |
| Molina | Medicare|All Plans | $1,983.36 | ↑ +98% |
| United | Medicare|All Plans | $1,983.36 | ↑ +98% |
| Amerigroup | Medicare|All Plans | $2,001.72 | ↑ +100% |
| CHPW | Medicare|All Plans | $2,111.91 | ↑ +111% |
| Aetna | Commercial|Rental | $2,178.19 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $2,268.95 | ↑ +126% |
| Molina | Commercial|Marketplace Exchange | $3,525.96 | ↑ +252% |
| Coordinated Care | Commercial|Ambetter Exchange | $3,636.15 | ↑ +263% |
| Sound Family Medicine | Commercial|All Plans | $3,672.88 | ↑ +267% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $3,753.06 | ↑ +275% |
| Uniform Medical Plan | Commercial|All Plans | $4,006.93 | ↑ +300% |
| Kaiser | Commercial|HMO | $4,080.13 | ↑ +307% |
| Kaiser | Commercial|PPO | $4,488.45 | ↑ +348% |
| BCBS - Regence | Commercial|All Plans | $4,594.55 | ↑ +359% |
| BCBS - Premera | Commercial|All Other Plans | $5,425.41 | ↑ +441% |
| United | Commercial|Navigate | $5,794.90 | ↑ +478% |
| Cigna | Commercial|All Plans | $5,920.00 | ↑ +491% |
| United | Commercial|Cascade Care | $6,099.99 | ↑ +509% |
| United | Commercial|All Other Plans | $6,099.99 | ↑ +509% |
| First Choice | Commercial|All Plans | $6,460.29 | ↑ +545% |
| Aetna | Commercial|AWH | $6,868.29 | ↑ +585% |
| Aetna | Commercial|All Other Plans | $8,080.34 | ↑ +706% |
Visitor-reported prices
Comments
Exc tr-ext mal+marg tal >4 cm 11606 at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | $3,368.00 | $1,249.39 – $11,793.96 |
| MultiCare Allenmore Hospital | Tacoma | $3,368.00 | $1,255.64 – $7,928.07 |
| Swedish Medical Center - First Hill Campus | Seattle | $4,420.32 | $1,912.53 – $6,684.56 |
| Swedish Medical Center Cherry Hill | Seattle | $4,420.32 | $1,912.53 – $6,437.49 |
| Swedish Issaquah | Issaquah | $4,420.32 | $1,917.90 – $6,684.56 |
| St. Michael Medical Center | Silverdale | $1,335.20 | $1,905.92 – $7,067.38 |
| St. Anne Hospital | Burien | $923.78 | $1,300.87 – $2,722.74 |
| St. Anthony Hospital | Gig Harbor | $920.13 | $2,178.19 – $4,080.13 |