Electrophysiology evaluation at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$4,286.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,943.49

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,725.00 with Cigna vs $37,842.90 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $6,725.00 ↑ +57%
Seattle Medical Group Medicare|All Plans $8,438.11 ↑ +97%
SoundPath Medicare|All Plans $8,600.66 ↑ +101%
Kaiser Medicare|All Plans $8,600.66 ↑ +101%
Optum Medicare|All Plans $8,686.67 ↑ +103%
BCBS - Premera Medicare|All Plans $8,858.68 ↑ +107%
Aetna Medicare|All Plans $8,858.68 ↑ +107%
BCBS - Regence Medicare|All Plans $8,858.68 ↑ +107%
Humana Medicare|All Plans $9,202.71 ↑ +115%
Molina Medicare|All Plans $9,288.71 ↑ +117%
United Medicare|All Plans $9,288.71 ↑ +117%
Aetna Commercial|Rental $9,319.32 ↑ +117%
Amerigroup Medicare|All Plans $9,374.72 ↑ +119%
MultiPlan Commercial|All Plans $9,707.62 ↑ +126%
CHPW Medicare|All Plans $9,890.76 ↑ +131%
Molina Commercial|Marketplace Exchange $16,513.27 ↑ +285%
Coordinated Care Commercial|Ambetter Exchange $17,029.31 ↑ +297%
Sound Family Medicine Commercial|All Plans $17,201.32 ↑ +301%
BCBS - Premera Commercial|LifeWise Primary Exchange $17,287.84 ↑ +303%
Kaiser Commercial|HMO $18,319.14 ↑ +327%
Uniform Medical Plan Commercial|All Plans $18,457.21 ↑ +331%
Kaiser Commercial|PPO $20,152.47 ↑ +370%
First Choice Commercial|All Plans $20,411.15 ↑ +376%
BCBS - Regence Commercial|All Plans $21,163.99 ↑ +394%
BCBS - Premera Commercial|All Other Plans $24,991.24 ↑ +483%
United Commercial|Navigate $27,139.45 ↑ +533%
United Commercial|Cascade Care $28,568.25 ↑ +566%
United Commercial|All Other Plans $28,568.25 ↑ +566%
Aetna Commercial|AWH $32,166.47 ↑ +650%
Aetna Commercial|All Other Plans $37,842.90 ↑ +783%

Visitor-reported prices

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Electrophysiology evaluation at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $13,306.80 $9,188.26 – $52,953.08
MultiCare Allenmore Hospital Tacoma $13,306.80 $8,920.64 – $37,440.17
Swedish Medical Center - First Hill Campus Seattle $15,800.16 $9,031.93 – $28,663.41
Providence Sacred Heart Medical Center and Children's Hospital Spokane $15,344.70 $8,691.51 – $22,119.90
Swedish Medical Center Cherry Hill Seattle $15,800.16 $9,031.93 – $27,603.98
Swedish Issaquah Issaquah $15,800.16 $9,057.27 – $28,663.41
Kadlec Regional Medical Center Richland $8,536.50 $1,401.00 – $21,835.98
Providence Regional Medical Center Everett - Colby Campus Everett $7,086.56 $8,882.28 – $22,306.84

All Washington hospitals for this procedure →