Dstrj nulyt agt gnclr nrv at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,182.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,588.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,213.35 with Kaiser vs $9,738.74 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $2,213.35 ↑ +1%
SoundPath Medicare|All Plans $2,213.35 ↑ +1%
Optum Medicare|All Plans $2,235.48 ↑ +2%
Seattle Medical Group Medicare|All Plans $2,252.82 ↑ +3%
BCBS - Regence Medicare|All Plans $2,279.75 ↑ +4%
Aetna Medicare|All Plans $2,279.75 ↑ +4%
BCBS - Premera Medicare|All Plans $2,279.75 ↑ +4%
Humana Medicare|All Plans $2,368.28 ↑ +9%
Molina Medicare|All Plans $2,390.42 ↑ +10%
United Medicare|All Plans $2,390.42 ↑ +10%
Amerigroup Medicare|All Plans $2,412.55 ↑ +11%
CHPW Medicare|All Plans $2,545.35 ↑ +17%
Molina Commercial|Marketplace Exchange $4,249.63 ↑ +95%
Coordinated Care Commercial|Ambetter Exchange $4,382.43 ↑ +101%
Sound Family Medicine Commercial|All Plans $4,426.70 ↑ +103%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,469.49 ↑ +105%
Aetna Commercial|Rental $4,743.67 ↑ +117%
Uniform Medical Plan Commercial|All Plans $4,771.82 ↑ +119%
Kaiser Commercial|HMO $4,890.87 ↑ +124%
MultiPlan Commercial|All Plans $4,941.33 ↑ +126%
Kaiser Commercial|PPO $5,380.34 ↑ +147%
BCBS - Regence Commercial|All Plans $5,471.61 ↑ +151%
BCBS - Premera Commercial|All Other Plans $6,461.07 ↑ +196%
United Commercial|Navigate $6,984.25 ↑ +220%
United Commercial|All Other Plans $7,351.95 ↑ +237%
United Commercial|Cascade Care $7,351.95 ↑ +237%
Aetna Commercial|AWH $8,277.93 ↑ +279%
Aetna Commercial|All Other Plans $9,738.74 ↑ +346%

Visitor-reported prices

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Dstrj nulyt agt gnclr nrv at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $4,592.80 $2,300.37 – $14,137.49
MultiCare Allenmore Hospital Tacoma $4,592.80 $2,233.37 – $9,373.54
Swedish Medical Center - First Hill Campus Seattle $6,138.72 $2,261.24 – $8,373.23
Swedish Medical Center Cherry Hill Seattle $6,138.72 $2,261.24 – $8,063.75
Swedish Issaquah Issaquah $6,138.72 $2,267.58 – $8,373.23
Providence St Mary Medical Center Walla Walla $4,517.80 $1,710.86 – $4,025.62
Kadlec Regional Medical Center Richland $3,136.00 $246.12 – $6,378.79
Providence Regional Medical Center Everett - Colby Campus Everett $2,386.28 $1,985.00 – $6,516.34

All Washington hospitals for this procedure →