Cystoscopy (Bladder Scope) at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$640.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,934.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$756.54 with SoundPath vs $4,556.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $756.54 ↑ +18%
Kaiser Medicare|All Plans $756.54 ↑ +18%
Optum Medicare|All Plans $764.11 ↑ +19%
BCBS - Regence Medicare|All Plans $779.24 ↑ +22%
Aetna Medicare|All Plans $779.24 ↑ +22%
BCBS - Premera Medicare|All Plans $779.24 ↑ +22%
Seattle Medical Group Medicare|All Plans $783.74 ↑ +22%
Humana Medicare|All Plans $809.50 ↑ +26%
United Medicare|All Plans $817.06 ↑ +28%
Molina Medicare|All Plans $817.06 ↑ +28%
Amerigroup Medicare|All Plans $824.63 ↑ +29%
CHPW Medicare|All Plans $870.02 ↑ +36%
Aetna Commercial|Rental $1,392.53 ↑ +117%
MultiPlan Commercial|All Plans $1,450.55 ↑ +126%
Molina Commercial|Marketplace Exchange $1,452.56 ↑ +127%
Coordinated Care Commercial|Ambetter Exchange $1,497.95 ↑ +134%
Sound Family Medicine Commercial|All Plans $1,513.08 ↑ +136%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,581.30 ↑ +147%
Uniform Medical Plan Commercial|All Plans $1,688.27 ↑ +164%
Kaiser Commercial|HMO $1,701.49 ↑ +166%
Kaiser Commercial|PPO $1,871.77 ↑ +192%
BCBS - Regence Commercial|All Plans $1,935.85 ↑ +202%
BCBS - Premera Commercial|All Other Plans $2,285.91 ↑ +257%
United Commercial|Navigate $2,387.24 ↑ +273%
United Commercial|All Other Plans $2,512.92 ↑ +292%
United Commercial|Cascade Care $2,512.92 ↑ +292%
First Choice Commercial|All Plans $2,572.52 ↑ +302%
Aetna Commercial|AWH $2,829.46 ↑ +342%
Aetna Commercial|All Other Plans $3,328.78 ↑ +420%
Cigna Commercial|All Plans $4,556.00 ↑ +611%

Visitor-reported prices

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Cystoscopy (Bladder Scope) at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $1,827.60 $821.44 – $4,918.30
MultiCare Allenmore Hospital Tacoma $1,827.60 $797.51 – $3,347.17
Providence St Joseph Hospital Chewelah $1,091.30 not published
Swedish Medical Center - First Hill Campus Seattle $1,639.20 $807.46 – $2,615.69
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,222.90 $777.03 – $1,977.54
Swedish Medical Center Cherry Hill Seattle $1,639.20 $807.46 – $2,532.21
Swedish Issaquah Issaquah $1,639.20 $809.73 – $2,615.69
Providence Centralia Hospital Centralia $1,160.64 $807.46 – $3,255.70

All Washington hospitals for this procedure →