Conversion ext bil drg cath at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,506.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,548.34

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,274.81 with Aetna vs $17,599.91 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Rental $3,274.81 ↑ +117%
MultiPlan Commercial|All Plans $3,411.26 ↑ +126%
SoundPath Medicare|All Plans $3,999.98 ↑ +166%
Kaiser Medicare|All Plans $3,999.98 ↑ +166%
Optum Medicare|All Plans $4,039.98 ↑ +168%
BCBS - Regence Medicare|All Plans $4,119.98 ↑ +173%
Aetna Medicare|All Plans $4,119.98 ↑ +173%
BCBS - Premera Medicare|All Plans $4,119.98 ↑ +173%
Humana Medicare|All Plans $4,279.98 ↑ +184%
United Medicare|All Plans $4,319.98 ↑ +187%
Molina Medicare|All Plans $4,319.98 ↑ +187%
Amerigroup Medicare|All Plans $4,359.98 ↑ +189%
Seattle Medical Group Medicare|All Plans $4,439.08 ↑ +195%
CHPW Medicare|All Plans $4,599.98 ↑ +205%
Molina Commercial|Marketplace Exchange $7,679.96 ↑ +410%
Coordinated Care Commercial|Ambetter Exchange $7,919.96 ↑ +426%
Sound Family Medicine Commercial|All Plans $7,999.96 ↑ +431%
BCBS - Premera Commercial|LifeWise Primary Exchange $8,008.66 ↑ +432%
Uniform Medical Plan Commercial|All Plans $8,550.38 ↑ +468%
Kaiser Commercial|HMO $9,637.24 ↑ +540%
BCBS - Regence Commercial|All Plans $9,804.30 ↑ +551%
Kaiser Commercial|PPO $10,601.70 ↑ +604%
BCBS - Premera Commercial|All Other Plans $11,577.28 ↑ +669%
United Commercial|Navigate $12,621.96 ↑ +738%
United Commercial|Cascade Care $13,286.46 ↑ +782%
United Commercial|All Other Plans $13,286.46 ↑ +782%
Aetna Commercial|AWH $14,959.93 ↑ +893%
Cigna Commercial|All Plans $16,415.00 ↑ +990%
Aetna Commercial|All Other Plans $17,599.91 ↑ +1068%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Conversion ext bil drg cath at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma $1,809.20 $1,780.01 – $27,857.28
MultiCare Allenmore Hospital Tacoma $1,809.20 $1,788.92 – $17,186.76
Providence St Joseph Hospital Chewelah $6,818.00 not published
Swedish Medical Center - First Hill Campus Seattle $10,097.28 $4,146.07 – $15,142.49
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,220.00 $3,989.80 – $10,154.04
Swedish Medical Center Cherry Hill Seattle $10,097.28 $4,146.07 – $14,582.80
Swedish Issaquah Issaquah $10,097.28 $4,157.70 – $15,142.49
Providence Centralia Hospital Centralia $7,400.12 $4,146.07 – $18,189.64

All Washington hospitals for this procedure →