Cardiac MRI w/stress img at St. Joseph Medical Center
1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098
$1,330.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,018.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$518.84 with Cigna vs $3,013.65 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $518.84 | ↓ -61% |
| Kaiser | Medicare|All Plans | $621.47 | ↓ -53% |
| SoundPath | Medicare|All Plans | $621.47 | ↓ -53% |
| Optum | Medicare|All Plans | $627.68 | ↓ -53% |
| Seattle Medical Group | Medicare|All Plans | $630.57 | ↓ -53% |
| BCBS - Premera | Medicare|All Plans | $640.11 | ↓ -52% |
| Aetna | Medicare|All Plans | $640.11 | ↓ -52% |
| BCBS - Regence | Medicare|All Plans | $640.11 | ↓ -52% |
| Humana | Medicare|All Plans | $664.97 | ↓ -50% |
| Molina | Medicare|All Plans | $671.19 | ↓ -50% |
| United | Medicare|All Plans | $671.19 | ↓ -50% |
| Amerigroup | Medicare|All Plans | $677.40 | ↓ -49% |
| CHPW | Medicare|All Plans | $714.69 | ↓ -46% |
| Molina | Commercial|Marketplace Exchange | $1,193.22 | ↓ -10% |
| Coordinated Care | Commercial|Ambetter Exchange | $1,230.51 | ↓ -8% |
| Sound Family Medicine | Commercial|All Plans | $1,242.94 | ↓ -7% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $1,277.05 | ↓ -4% |
| Uniform Medical Plan | Commercial|All Plans | $1,363.43 | ↑ +2% |
| Kaiser | Commercial|HMO | $1,368.97 | ↑ +3% |
| Kaiser | Commercial|PPO | $1,505.97 | ↑ +13% |
| BCBS - Regence | Commercial|All Plans | $1,563.38 | ↑ +17% |
| First Choice | Commercial|All Plans | $1,752.97 | ↑ +32% |
| BCBS - Premera | Commercial|All Other Plans | $1,846.10 | ↑ +39% |
| United | Commercial|Navigate | $1,961.04 | ↑ +47% |
| United | Commercial|Cascade Care | $2,064.28 | ↑ +55% |
| United | Commercial|All Other Plans | $2,064.28 | ↑ +55% |
| Aetna | Commercial|AWH | $2,324.30 | ↑ +75% |
| Aetna | Commercial|All Other Plans | $2,734.47 | ↑ +105% |
| Aetna | Commercial|Rental | $2,893.10 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $3,013.65 | ↑ +126% |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MultiCare Mary Bridge Children's Hospital | Tacoma | $1,844.00 | $179.94 – $3,957.12 |
| MultiCare Allenmore Hospital | Tacoma | $1,844.00 | $180.84 – $2,622.93 |
| Providence St Joseph Hospital | Chewelah | $1,041.60 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $2,000.64 | $632.74 – $2,263.43 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $1,851.50 | $608.89 – $1,733.69 |
| Swedish Medical Center Cherry Hill | Seattle | $2,000.64 | $632.74 – $2,191.19 |
| Swedish Issaquah | Issaquah | $2,000.64 | $634.52 – $2,263.43 |
| Providence Mount Carmel Hospital | Colville | $1,325.80 | not published |