Bld exchange truj oth thn nb at St. Joseph Medical Center

1717 South J Street, Tacoma, WA · Vmfh · · NPI 1952309098

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$421.69

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,273.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$495.52 with SoundPath vs $4,556.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $495.52 ↑ +18%
Kaiser Medicare|All Plans $495.52 ↑ +18%
Optum Medicare|All Plans $500.48 ↑ +19%
BCBS - Regence Medicare|All Plans $510.39 ↑ +21%
Aetna Medicare|All Plans $510.39 ↑ +21%
BCBS - Premera Medicare|All Plans $510.39 ↑ +21%
Seattle Medical Group Medicare|All Plans $511.03 ↑ +21%
Humana Medicare|All Plans $530.21 ↑ +26%
United Medicare|All Plans $535.16 ↑ +27%
Molina Medicare|All Plans $535.16 ↑ +27%
Amerigroup Medicare|All Plans $540.12 ↑ +28%
CHPW Medicare|All Plans $569.85 ↑ +35%
Aetna Commercial|Rental $916.71 ↑ +117%
Molina Commercial|Marketplace Exchange $951.40 ↑ +126%
MultiPlan Commercial|All Plans $954.90 ↑ +126%
Coordinated Care Commercial|Ambetter Exchange $981.13 ↑ +133%
Sound Family Medicine Commercial|All Plans $991.04 ↑ +135%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,004.90 ↑ +138%
Uniform Medical Plan Commercial|All Plans $1,072.86 ↑ +154%
Kaiser Commercial|HMO $1,109.45 ↑ +163%
Kaiser Commercial|PPO $1,220.48 ↑ +189%
BCBS - Regence Commercial|All Plans $1,230.20 ↑ +192%
First Choice Commercial|All Plans $1,242.53 ↑ +195%
BCBS - Premera Commercial|All Other Plans $1,452.68 ↑ +244%
United Commercial|Navigate $1,563.60 ↑ +271%
United Commercial|All Other Plans $1,645.92 ↑ +290%
United Commercial|Cascade Care $1,645.92 ↑ +290%
Aetna Commercial|AWH $1,853.24 ↑ +339%
Aetna Commercial|All Other Plans $2,180.29 ↑ +417%
Cigna Commercial|All Plans $4,556.00 ↑ +980%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bld exchange truj oth thn nb at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Mary Bridge Children's Hospital Tacoma not published $325.28 – $3,206.95
MultiCare Allenmore Hospital Tacoma not published $326.91 – $2,117.74
St. Michael Medical Center Silverdale $561.93 $802.12 – $1,921.73
St. Anne Hospital Burien $388.78 $547.48 – $1,319.29
St. Anthony Hospital Gig Harbor $387.25 $916.71 – $1,242.53
St. Elizabeth Hospital Enumclaw $449.91 $216.45 – $1,145.88
Virginia Mason Medical Center Seattle $707.37 $2.25 – $637.51
St. Francis Hospital Federal Way $399.56 $916.71 – $1,242.53

All Washington hospitals for this procedure →