Knee Arthroscopy (Cartilage Smoothing) at Providence Sacred Heart Medical Center and Children's Hospital

101 W 8th Ave, Spokane, WA · Providence · · NPI 1891947263

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$3,646.14 with Kaiser vs $20,964.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare Managed Care Plan $3,646.14 —
Aetna Medicare Managed Care - Hmo $3,755.52 —
Aetna Medicare Managed Care - Ppo $3,791.98 —
Unitedhealthcare Medicare Managed Care Plan $3,828.44 —
Blue Shield Asuris Medicare Managed Care Plan $3,937.83 —
Community Health Plan Medicare Managed Care Plan $4,010.75 —
Cigna Medicare Managed Care Plan $4,375.36 —
Molina Exchange $6,161.97 —
Blue Cross Premera Heritage Signature Exchange $6,501.81 —
Blue Cross Premera - Lifewise Health Plan Of Washington Affordable Care Network Other Commercial Plan $6,563.04 —
Coordinated Care Exchange $6,745.35 —
Blue Cross Premera All Commercial Plans $8,401.67 —
First Choice All Commercial Plans $8,486.10 —
Kaiser All Commercial Plans $9,191.91 —
Providence Health Plan All Commercial Plans $9,279.41 —
Unitedhealthcare Aco Tiered Other Commercial Plan $9,835.43 —
Unitedhealthcare Navigate Exchange $10,758.75 —
Cigna All Commercial Plans $11,397.00 —
Unitedhealthcare All Commercial Plans $12,096.03 —
Aetna All Commercial Plans $20,964.00 —

Visitor-reported prices

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Knee Arthroscopy (Cartilage Smoothing) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $3,646.14 – $4,010.75
Providence Holy Family Hospital Spokane not published $3,646.14 – $15,653.00
MultiCare Deaconess Hospital Spokane not published $1,527.26 – $13,275.90
Virginia Mason Medical Center Seattle $4,773.09 $18.37 – $2,687.51
Swedish Medical Center - First Hill Campus Seattle not published $3,788.94 – $13,331.38
Swedish Medical Center Cherry Hill Seattle not published $3,788.94 – $12,838.64
Swedish Issaquah Issaquah not published $3,799.57 – $13,331.38
Central Medical Center Seattle not published not published

All Washington hospitals for this procedure →