Bk/ak locking mechanism at Providence Sacred Heart Medical Center and Children's Hospital

101 W 8th Ave, Spokane, WA · Providence · · NPI 1891947263

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$811.94 with Kaiser vs $2,693.61 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Kaiser Medicare Managed Care Plan $811.94
Aetna Medicare Managed Care - Hmo $836.30
Aetna Medicare Managed Care - Ppo $844.42
Unitedhealthcare Medicare Managed Care Plan $852.54
Blue Shield Asuris Medicare Managed Care Plan $876.90
Community Health Plan Medicare Managed Care Plan $893.13
Cigna Medicare Managed Care Plan $974.33
First Choice All Commercial Plans $1,257.57
Molina Exchange $1,372.18
Blue Cross Premera - Lifewise Health Plan Of Washington Affordable Care Network Other Commercial Plan $1,461.49
Coordinated Care Exchange $1,502.09
Kaiser All Commercial Plans $2,046.90
Providence Health Plan All Commercial Plans $2,066.39
Unitedhealthcare Aco Tiered Other Commercial Plan $2,190.20
Unitedhealthcare Navigate Exchange $2,395.81
Unitedhealthcare All Commercial Plans $2,693.61

Visitor-reported prices

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Bk/ak locking mechanism at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $811.94 – $893.13
Swedish Medical Center - First Hill Campus Seattle $987.36 $811.94 – $2,466.67
Swedish Medical Center Cherry Hill Seattle $987.36 $811.94 – $1,985.64
Swedish Issaquah Issaquah $987.36 $811.94 – $1,802.51
Providence Centralia Hospital Centralia not published $811.94 – $1,535.56
Swedish Edmonds Hospital Edmonds not published $811.94 – $2,647.52
Kadlec Regional Medical Center Richland not published $811.94 – $1,502.09
Providence Regional Medical Center Everett - Colby Campus Everett not published $811.94 – $1,883.70

All Washington hospitals for this procedure →