Lower Back (Lumbar Spine) MRI (without contrast) at MultiCare Deaconess Hospital
800 West Fifth Avenue, Spokane, WA · Multicare · · NPI 1356528269
$1,302.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,257.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.97 with Molina vs $2,377.61 with Multiplan/PHCS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Apple Health | $173.97 | ↓ -87% |
| WellPoint | Apple Health | $175.68 | ↓ -87% |
| Coordinated Care | Apple Health | $175.68 | ↓ -87% |
| United Healthcare | Apple Health | $179.09 | ↓ -86% |
| Community Health Plan of Washington | Apple Health | $184.20 | ↓ -86% |
| SCAN | MedAdvantage | $260.57 | ↓ -80% |
| Blue Cross of Idaho | MedAdvantage | $268.38 | ↓ -79% |
| Aetna | MedAdvantage | $268.38 | ↓ -79% |
| Regence | MedAdvantage | $268.38 | ↓ -79% |
| United Healthcare | MedAdvantage | $270.99 | ↓ -79% |
| Molina | MedAdvantage | $273.60 | ↓ -79% |
| WellCare | MedAdvantage | $273.60 | ↓ -79% |
| Community Health Plan of Washington | MedAdvantage | $286.62 | ↓ -78% |
| Premera | HMO | $424.53 | ↓ -67% |
| Community Health Plan of Washington | Cascade Care | $439.32 | ↓ -66% |
| Ambetter | Coordinated Care Exchange | $482.05 | ↓ -63% |
| Regence/Asuris | Commercial | $665.74 | ↓ -49% |
| Aetna | All Commercial Plans | $707.79 | ↓ -46% |
| Premera | Other Commercial Plans | $712.44 | ↓ -45% |
| Premera | Prime | $712.44 | ↓ -45% |
| Premera | Signature | $712.44 | ↓ -45% |
| United Healthcare | Commercial | $740.35 | ↓ -43% |
| Cigna | Commercial | $749.39 | ↓ -42% |
| Kaiser | PPO | $1,041.50 | ↓ -20% |
| First Choice | MHS Employee MCC/PPO | $1,209.98 | ↓ -7% |
| First Choice | MCC Wellfound Employee | $1,575.41 | ↑ +21% |
| First Choice | PPO | $2,283.16 | ↑ +75% |
| First Health | All Commercial Plans | $2,312.47 | ↑ +78% |
| Multiplan/PHCS | All Commercial Plans | $2,377.61 | ↑ +83% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (without contrast) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Luke's Rehabilitation Medical Center | Spokane | $1,401.12 | $243.75 – $292.47 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $2,968.70 | $265.88 – $838.94 |
| Providence Holy Family Hospital | Spokane | $3,532.20 | $265.88 – $839.23 |
| Providence St Joseph Hospital | Chewelah | $2,480.80 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $1,057.44 | $276.30 – $1,095.29 |
| Swedish Medical Center Cherry Hill | Seattle | $1,057.44 | $276.30 – $1,060.33 |
| Swedish Issaquah | Issaquah | $1,057.44 | $277.07 – $1,095.29 |
| Central Medical Center | Seattle | $2,080.00 | $242.00 – $242.00 |