Biospy of bladder at MultiCare Deaconess Hospital

800 West Fifth Avenue, Spokane, WA · Multicare · · NPI 1356528269

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 24, 2026

$1,635.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,088.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.85 with SCAN vs $2,984.24 with Multiplan/PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SCAN MedAdvantage $272.85 ↓ -83%
Aetna MedAdvantage $281.03 ↓ -83%
Regence MedAdvantage $281.03 ↓ -83%
Blue Cross of Idaho MedAdvantage $281.03 ↓ -83%
United Healthcare MedAdvantage $283.76 ↓ -83%
Molina MedAdvantage $286.49 ↓ -82%
WellCare MedAdvantage $286.49 ↓ -82%
Community Health Plan of Washington MedAdvantage $300.13 ↓ -82%
Premera HMO $390.62 ↓ -76%
Community Health Plan of Washington Cascade Care $460.02 ↓ -72%
Ambetter Coordinated Care Exchange $504.77 ↓ -69%
Regence/Asuris Commercial $671.47 ↓ -59%
Aetna All Commercial Plans $712.15 ↓ -56%
Premera Prime $718.57 ↓ -56%
Premera Signature $718.57 ↓ -56%
Premera Other Commercial Plans $718.57 ↓ -56%
United Healthcare Commercial $775.25 ↓ -53%
Cigna Commercial $784.72 ↓ -52%
Kaiser PPO $958.32 ↓ -41%
Molina Apple Health $1,031.17 ↓ -37%
Coordinated Care Apple Health $1,041.28 ↓ -36%
WellPoint Apple Health $1,041.28 ↓ -36%
United Healthcare Apple Health $1,061.50 ↓ -35%
Community Health Plan of Washington Apple Health $1,091.83 ↓ -33%
First Choice MHS Employee MCC/PPO $1,518.69 ↓ -7%
First Choice MCC Wellfound Employee $1,977.37 ↑ +21%
First Choice PPO $2,865.69 ↑ +75%
First Health All Commercial Plans $2,902.48 ↑ +78%
Multiplan/PHCS All Commercial Plans $2,984.24 ↑ +83%

Visitor-reported prices

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Biospy of bladder at other Washington hospitals

Hospital City Cash price Negotiated range
Providence Sacred Heart Medical Center and Children's Hospital Spokane $212.10 $278.42 – $728.19
Providence Holy Family Hospital Spokane $498.40 $278.42 – $3,379.00
Providence St Luke's Rehabilitation Medical Center Spokane not published $278.42 – $306.26
Providence St Joseph Hospital Chewelah $413.70 not published
Swedish Medical Center - First Hill Campus Seattle $1,773.12 $289.32 – $1,104.03
Swedish Medical Center Cherry Hill Seattle $1,773.12 $289.32 – $1,068.80
Swedish Issaquah Issaquah $1,773.12 $290.13 – $1,104.03
Providence Centralia Hospital Centralia $448.76 $289.32 – $1,374.17

All Washington hospitals for this procedure →