Excision of umbilicus 49250 at MultiCare Valley Hospital
12606 East Mission Ave, Spokane Valley, WA · Multicare · · NPI 1538345251
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,375.94 with Molina vs $15,761.59 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Apple Health | $2,375.94 | — |
| WellPoint | Apple Health | $2,399.24 | — |
| Coordinated Care | Apple Health | $2,399.24 | — |
| United Healthcare | Apple Health | $2,445.83 | — |
| Community Health Plan of Washington | Apple Health | $2,515.71 | — |
| Blue Cross of Idaho | MedAdvantage | $4,027.30 | — |
| Regence | MedAdvantage | $4,027.30 | — |
| Aetna | MedAdvantage | $4,027.30 | — |
| United Healthcare | MedAdvantage | $4,066.40 | — |
| WellCare | MedAdvantage | $4,105.50 | — |
| Molina | MedAdvantage | $4,105.50 | — |
| Community Health Plan of Washington | MedAdvantage | $4,301.00 | — |
| Premera | HMO | $5,869.41 | — |
| Community Health Plan of Washington | Cascade Care | $6,592.27 | — |
| Ambetter | Coordinated Care Exchange | $7,233.51 | — |
| Premera | Prime | $9,154.31 | — |
| Premera | Signature | $9,154.31 | — |
| Premera | Other Commercial Plans | $9,154.31 | — |
| Regence/Asuris | Commercial | $9,355.34 | — |
| Cigna | Commercial | $11,245.36 | — |
| Aetna | All Commercial Plans | $13,191.08 | — |
| Kaiser | PPO | $15,761.59 | — |
Visitor-reported prices
Comments
Excision of umbilicus 49250 at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence Regional Medical Center Everett - Colby Campus | Everett | $2,211.04 | $4,077.37 – $11,784.40 |
| Virginia Mason Medical Center | Seattle | $4,377.33 | $12.66 – $2,694.95 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $3,989.80 – $4,388.78 |
| Swedish Medical Center - First Hill Campus | Seattle | not published | $4,146.07 – $15,142.49 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | not published | $3,989.80 – $10,154.04 |
| Swedish Medical Center Cherry Hill | Seattle | not published | $4,146.07 – $14,582.80 |
| Swedish Issaquah | Issaquah | not published | $4,157.70 – $15,142.49 |
| Central Medical Center | Seattle | not published | not published |