Contrast x-ray of knee joint at MultiCare Valley Hospital
12606 East Mission Ave, Spokane Valley, WA · Multicare · · NPI 1538345251
$1,616.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,041.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.89 with Molina vs $2,909.52 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Apple Health | $81.89 | ↓ -95% |
| Coordinated Care | Apple Health | $82.69 | ↓ -95% |
| WellPoint | Apple Health | $82.69 | ↓ -95% |
| United Healthcare | Apple Health | $84.30 | ↓ -95% |
| Community Health Plan of Washington | Apple Health | $86.71 | ↓ -95% |
| Regence | MedAdvantage | $392.42 | ↓ -76% |
| Aetna | MedAdvantage | $392.42 | ↓ -76% |
| Blue Cross of Idaho | MedAdvantage | $392.42 | ↓ -76% |
| United Healthcare | MedAdvantage | $396.23 | ↓ -75% |
| Molina | MedAdvantage | $400.04 | ↓ -75% |
| WellCare | MedAdvantage | $400.04 | ↓ -75% |
| Community Health Plan of Washington | MedAdvantage | $419.09 | ↓ -74% |
| Community Health Plan of Washington | Cascade Care | $642.35 | ↓ -60% |
| Premera | HMO | $651.23 | ↓ -60% |
| Ambetter | Coordinated Care Exchange | $704.83 | ↓ -56% |
| Premera | Prime | $1,017.59 | ↓ -37% |
| Premera | Other Commercial Plans | $1,017.59 | ↓ -37% |
| Premera | Signature | $1,017.59 | ↓ -37% |
| Regence/Asuris | Commercial | $1,039.94 | ↓ -36% |
| United Healthcare | Commercial | $1,082.52 | ↓ -33% |
| Cigna | Commercial | $1,095.74 | ↓ -32% |
| Aetna | All Commercial Plans | $1,334.90 | ↓ -17% |
| First Choice | MHS Employee MCC/PPO | $1,501.23 | ↓ -7% |
| Kaiser | PPO | $1,639.51 | ↑ +1% |
| First Choice | MCC Wellfound Employee | $1,954.63 | ↑ +21% |
| First Choice | PPO | $2,832.74 | ↑ +75% |
| Multiplan/PHCS | All Commercial Plans | $2,909.52 | ↑ +80% |
| First Health | All Commercial Plans | $2,909.52 | ↑ +80% |
| SCAN | MedAdvantage | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of knee joint at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $1,653.12 | $403.99 – $1,794.70 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $722.40 | $388.77 – $1,374.66 |
| Swedish Medical Center Cherry Hill | Seattle | $1,653.12 | $403.99 – $1,737.42 |
| Swedish Issaquah | Issaquah | $1,653.12 | $321.83 – $1,794.70 |
| Central Medical Center | Seattle | $1,280.00 | $358.00 – $358.00 |
| Providence Mount Carmel Hospital | Colville | $1,155.70 | not published |
| Providence St Mary Medical Center | Walla Walla | $1,661.10 | $340.77 – $719.22 |
| Kadlec Regional Medical Center | Richland | $506.10 | $256.44 – $1,493.03 |