Whole body photography at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$151.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$344.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.91 with Cigna vs $309.87 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $216.91 ↑ +43%
Aetna Commercial|AWH $234.13 ↑ +54%
Aetna Commercial|Sound Health $247.90 ↑ +63%
First Choice Commercial|All Plans $251.34 ↑ +65%
Aetna Commercial|WEA $275.44 ↑ +81%
Aetna Commercial|All Other Plans $275.44 ↑ +81%
United Commercial|All Other Plans $282.33 ↑ +86%
United Commercial|Cascade Care $282.33 ↑ +86%
Aetna Commercial|Rental $302.99 ↑ +99%
MultiPlan Commercial|All Plans $309.87 ↑ +104%

Visitor-reported prices

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Whole body photography at other Washington hospitals

Hospital City Cash price Negotiated range
St. Anne Hospital Burien $105.14 $148.05 – $309.87
St. Anthony Hospital Gig Harbor $104.72 $247.90 – $258.23
St. Joseph Medical Center Tacoma $114.04 $247.90 – $258.23
St. Elizabeth Hospital Enumclaw $121.67 $58.54 – $309.87
Virginia Mason Medical Center Seattle $112.71 $2.13 – $840.44
St. Francis Hospital Federal Way $108.05 $247.90 – $258.23
St. Clare Hospital Lakewood $99.25 $247.90 – $258.23
Providence St Luke's Rehabilitation Medical Center Spokane not published $206.47 – $206.47

All Washington hospitals for this procedure →