Warde analysis gene hfe common variants at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$373.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$845.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.36 with CHPW vs $760.77 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHPW Medicare|All Plans $65.36 ↓ -82%
Kaiser Medicare|All Plans $65.36 ↓ -82%
BCBS - Regence Medicare|All Plans $65.36 ↓ -82%
Optum Medicare|All Plans $66.01 ↓ -82%
BCBS - Premera Medicare|All Plans $67.32 ↓ -82%
Aetna Medicare|All Plans $67.32 ↓ -82%
BCBS - Regence Commercial|All Plans $68.63 ↓ -82%
Humana Medicare|All Plans $69.94 ↓ -81%
Molina Medicare|All Plans $70.59 ↓ -81%
Wellcare Medicare|All Plans $70.59 ↓ -81%
United Medicare|All Plans $70.59 ↓ -81%
Uniform Medical Plan Commercial|All Plans $98.04 ↓ -74%
BCBS - Premera Commercial|All Other Plans $114.38 ↓ -69%
Sound Family Medicine Commercial|All Plans $130.72 ↓ -65%
Molina Commercial|Marketplace Exchange $150.33 ↓ -60%
Coordinated Care Commercial|Ambetter Exchange $152.94 ↓ -59%
BCBS - Premera Commercial|LifeWise Primary Exchange $166.01 ↓ -56%
Cigna Commercial|All Plans $209.80 ↓ -44%
Kaiser Commercial|All Plans $308.04 ↓ -17%
Aetna Commercial|AWH $574.81 ↑ +54%
Aetna Commercial|Sound Health $608.62 ↑ +63%
First Choice Commercial|All Plans $617.07 ↑ +65%
Aetna Commercial|WEA $676.24 ↑ +81%
Aetna Commercial|All Other Plans $676.24 ↑ +81%
United Commercial|All Other Plans $693.15 ↑ +86%
United Commercial|Cascade Care $693.15 ↑ +86%
Aetna Commercial|Rental $743.87 ↑ +99%
MultiPlan Commercial|All Plans $760.77 ↑ +104%

Visitor-reported prices

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Warde analysis gene hfe common variants at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $179.90 not published
Swedish Medical Center - First Hill Campus Seattle $246.72 $58.82 – $198.56
Providence Sacred Heart Medical Center and Children's Hospital Spokane $414.40 $65.36 – $166.34
Swedish Medical Center Cherry Hill Seattle $246.72 $58.82 – $196.08
Swedish Issaquah Issaquah $246.72 $58.82 – $145.10
Central Medical Center Seattle $373.60 $41.00 – $41.00
Providence Centralia Hospital Centralia $707.20 $65.36 – $191.16
Providence Mount Carmel Hospital Colville $167.30 not published

All Washington hospitals for this procedure →