Thaw preserved stem cells at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$703.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,594.92

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$509.50 with Kaiser vs $1,921.73 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $509.50 ↓ -28%
CHPW Medicare|All Plans $509.50 ↓ -28%
Wellcare Medicare|All Plans $513.86 ↓ -27%
Optum Medicare|All Plans $514.60 ↓ -27%
BCBS - Regence Medicare|All Plans $524.78 ↓ -25%
Aetna Medicare|All Plans $524.78 ↓ -25%
BCBS - Premera Medicare|All Plans $524.78 ↓ -25%
Humana Medicare|All Plans $545.16 ↓ -23%
United Medicare|All Plans $550.26 ↓ -22%
Molina Medicare|All Plans $550.26 ↓ -22%
Cigna Commercial|All Plans $559.16 ↓ -21%
Aetna Commercial|AWH $603.54 ↓ -14%
Aetna Commercial|Sound Health $639.04 ↓ -9%
First Choice Commercial|All Plans $647.92 ↓ -8%
Aetna Commercial|WEA $710.04 ↑ +1%
Aetna Commercial|All Other Plans $710.04 ↑ +1%
United Commercial|Cascade Care $727.80 ↑ +3%
United Commercial|All Other Plans $727.80 ↑ +3%
Aetna Commercial|Rental $781.05 ↑ +11%
MultiPlan Commercial|All Plans $798.80 ↑ +13%
Sound Family Medicine Commercial|All Plans $1,019.00 ↑ +45%
Molina Commercial|Marketplace Exchange $1,171.85 ↑ +66%
Coordinated Care Commercial|Ambetter Exchange $1,192.23 ↑ +69%
Uniform Medical Plan Commercial|All Plans $1,200.46 ↑ +71%
BCBS - Regence Commercial|All Plans $1,380.18 ↑ +96%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,704.78 ↑ +142%
BCBS - Premera Commercial|All Other Plans $1,883.80 ↑ +168%
Kaiser Commercial|All Plans $1,921.73 ↑ +173%

Visitor-reported prices

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Thaw preserved stem cells at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $969.60 $510.88 – $1,823.79
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,004.50 $491.62 – $1,396.94
Swedish Medical Center Cherry Hill Seattle $969.60 $510.88 – $1,765.58
Swedish Issaquah Issaquah $969.60 $512.31 – $1,823.79
St. Anne Hospital Burien $487.02 $381.65 – $1,319.29
St. Anthony Hospital Gig Harbor $485.10 $639.04 – $1,242.53
MultiCare Auburn Medical Center Auburn $938.00 $502.06 – $2,117.74
MultiCare Good Samaritan Hospital Puyallup $938.00 $504.58 – $2,117.74

All Washington hospitals for this procedure →