Prq trluml revsc ch occ ant at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$11,993.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27,174.39
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13,022.48 with Wellcare vs $50,029.96 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellcare | Medicare|All Plans | $13,022.48 | ↑ +9% |
| Kaiser | Medicare|All Plans | $13,216.53 | ↑ +10% |
| CHPW | Medicare|All Plans | $13,216.53 | ↑ +10% |
| Optum | Medicare|All Plans | $13,348.70 | ↑ +11% |
| BCBS - Regence | Medicare|All Plans | $13,613.03 | ↑ +14% |
| Aetna | Medicare|All Plans | $13,613.03 | ↑ +14% |
| BCBS - Premera | Medicare|All Plans | $13,613.03 | ↑ +14% |
| Humana | Medicare|All Plans | $14,141.69 | ↑ +18% |
| United | Medicare|All Plans | $14,273.85 | ↑ +19% |
| Molina | Medicare|All Plans | $14,273.85 | ↑ +19% |
| Cigna | Commercial|All Plans | $17,119.87 | ↑ +43% |
| Aetna | Commercial|AWH | $18,478.59 | ↑ +54% |
| Aetna | Commercial|Sound Health | $19,565.57 | ↑ +63% |
| First Choice | Commercial|All Plans | $19,837.31 | ↑ +65% |
| Aetna | Commercial|WEA | $21,739.52 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $21,739.52 | ↑ +81% |
| United | Commercial|Cascade Care | $22,283.00 | ↑ +86% |
| United | Commercial|All Other Plans | $22,283.00 | ↑ +86% |
| Aetna | Commercial|Rental | $23,913.47 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $24,456.96 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $26,433.06 | ↑ +120% |
| Molina | Commercial|Marketplace Exchange | $30,398.02 | ↑ +153% |
| Uniform Medical Plan | Commercial|All Plans | $30,422.41 | ↑ +154% |
| Coordinated Care | Commercial|Ambetter Exchange | $30,926.68 | ↑ +158% |
| BCBS - Regence | Commercial|All Plans | $34,976.75 | ↑ +192% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $43,202.60 | ↑ +260% |
| BCBS - Premera | Commercial|All Other Plans | $47,739.25 | ↑ +298% |
| Kaiser | Commercial|All Plans | $50,029.96 | ↑ +317% |
Visitor-reported prices
Comments
Prq trluml revsc ch occ ant at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $20,688.48 | $13,368.05 – $48,254.30 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $14,849.10 | $12,864.20 – $32,739.40 |
| Swedish Medical Center Cherry Hill | Seattle | $20,688.48 | $13,368.05 – $46,470.77 |
| Swedish Issaquah | Issaquah | $20,688.48 | $13,405.56 – $48,254.30 |
| Central Medical Center | Seattle | $26,198.40 | not published |
| Providence St Mary Medical Center | Walla Walla | $18,382.00 | $9,748.08 – $23,798.77 |
| Kadlec Regional Medical Center | Richland | $19,447.40 | $1,114.14 – $36,760.46 |
| Providence Holy Family Hospital | Spokane | $14,389.20 | $12,864.20 – $33,768.53 |