Prostate biopsy, any mthd at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$481.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,091.57

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$419.22 with CHPW vs $1,559.80 with BCBS - Premera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHPW Medicare|All Plans $419.22 ↓ -13%
Kaiser Medicare|All Plans $419.22 ↓ -13%
Optum Medicare|All Plans $423.41 ↓ -12%
Wellcare Medicare|All Plans $425.50 ↓ -12%
BCBS - Premera Medicare|All Plans $431.80 ↓ -10%
Aetna Medicare|All Plans $431.80 ↓ -10%
BCBS - Regence Medicare|All Plans $431.80 ↓ -10%
Humana Medicare|All Plans $448.57 ↓ -7%
United Medicare|All Plans $452.76 ↓ -6%
Molina Medicare|All Plans $452.76 ↓ -6%
Cigna Commercial|All Plans $643.96 ↑ +34%
Aetna Commercial|AWH $742.27 ↑ +54%
Aetna Commercial|Sound Health $785.94 ↑ +63%
First Choice Commercial|All Plans $796.85 ↑ +65%
Sound Family Medicine Commercial|All Plans $838.44 ↑ +74%
Aetna Commercial|WEA $873.26 ↑ +81%
Aetna Commercial|All Other Plans $873.26 ↑ +81%
United Commercial|Cascade Care $895.09 ↑ +86%
United Commercial|All Other Plans $895.09 ↑ +86%
Aetna Commercial|Rental $960.59 ↑ +99%
Molina Commercial|Marketplace Exchange $964.21 ↑ +100%
Coordinated Care Commercial|Ambetter Exchange $980.97 ↑ +104%
MultiPlan Commercial|All Plans $982.42 ↑ +104%
Uniform Medical Plan Commercial|All Plans $994.01 ↑ +106%
BCBS - Regence Commercial|All Plans $1,142.82 ↑ +137%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,411.58 ↑ +193%
Kaiser Commercial|All Plans $1,527.53 ↑ +217%
BCBS - Premera Commercial|All Other Plans $1,559.80 ↑ +224%

Visitor-reported prices

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Prostate biopsy, any mthd at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane $201.60 $399.43 – $439.38
Providence St Joseph Hospital Chewelah $224.00 not published
Swedish Medical Center - First Hill Campus Seattle $146.40 $367.14 – $1,332.03
Providence Sacred Heart Medical Center and Children's Hospital Spokane $284.20 $399.43 – $1,020.28
Swedish Medical Center Cherry Hill Seattle $146.40 $367.14 – $1,289.52
Swedish Issaquah Issaquah $146.40 $367.14 – $1,332.03
Central Medical Center Seattle $2,456.00 $360.00 – $360.00
Providence St Mary Medical Center Walla Walla $372.40 $318.51 – $738.95

All Washington hospitals for this procedure →