Plcmt dlyd xtn pros 1st vsl at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$5,471.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,396.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,702.36 with Kaiser vs $11,156.79 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Plans $5,702.36 ↑ +4%
BCBS - Premera Commercial|LifeWise Primary Exchange $6,818.04 ↑ +25%
Uniform Medical Plan Commercial|All Plans $7,437.86 ↑ +36%
BCBS - Regence Commercial|All Plans $7,437.86 ↑ +36%
BCBS - Premera Commercial|All Other Plans $7,437.86 ↑ +36%
Cigna Commercial|All Plans $7,809.76 ↑ +43%
Aetna Commercial|AWH $8,429.58 ↑ +54%
Aetna Commercial|Sound Health $8,925.43 ↑ +63%
First Choice Commercial|All Plans $9,049.40 ↑ +65%
Aetna Commercial|All Other Plans $9,917.15 ↑ +81%
Aetna Commercial|WEA $9,917.15 ↑ +81%
United Commercial|Cascade Care $10,165.08 ↑ +86%
United Commercial|All Other Plans $10,165.08 ↑ +86%
Aetna Commercial|Rental $10,908.86 ↑ +99%
MultiPlan Commercial|All Plans $11,156.79 ↑ +104%

Visitor-reported prices

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Plcmt dlyd xtn pros 1st vsl at other Washington hospitals

Hospital City Cash price Negotiated range
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,037.40 $5,419.00 – $20,964.00
Kadlec Regional Medical Center Richland $6,132.00 $1,336.75 – $7,909.00
Providence Regional Medical Center Everett - Colby Campus Everett $1,062.88 $7,246.00 – $10,189.00
Providence St Peter Hospital Olympia $427.96 $3,484.00 – $9,350.64
MultiCare Valley Hospital Spokane Valley $1,884.00 $2,500.00 – $2,500.00
St. Anne Hospital Burien $3,785.32 $5,330.47 – $11,156.79
St. Anthony Hospital Gig Harbor $3,770.36 $5,206.51 – $9,297.33
MultiCare Auburn Medical Center Auburn $4,788.00 $2,500.00 – $2,500.00

All Washington hospitals for this procedure →