Nuclear Stress Test (Heart) at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$3,947.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,943.76
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,521.43 with Kaiser vs $8,049.39 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $1,521.43 | ↓ -61% |
| CHPW | Medicare|All Plans | $1,521.43 | ↓ -61% |
| Optum | Medicare|All Plans | $1,536.64 | ↓ -61% |
| BCBS - Regence | Medicare|All Plans | $1,567.07 | ↓ -60% |
| Aetna | Medicare|All Plans | $1,567.07 | ↓ -60% |
| BCBS - Premera | Medicare|All Plans | $1,567.07 | ↓ -60% |
| Humana | Medicare|All Plans | $1,627.93 | ↓ -59% |
| United | Medicare|All Plans | $1,643.14 | ↓ -58% |
| Molina | Medicare|All Plans | $1,643.14 | ↓ -58% |
| Wellcare | Medicare|All Plans | $1,680.87 | ↓ -57% |
| Sound Family Medicine | Commercial|All Plans | $3,042.86 | ↓ -23% |
| Molina | Commercial|Marketplace Exchange | $3,499.29 | ↓ -11% |
| Coordinated Care | Commercial|Ambetter Exchange | $3,560.15 | ↓ -10% |
| Uniform Medical Plan | Commercial|All Plans | $3,926.74 | ↓ -1% |
| BCBS - Regence | Commercial|All Plans | $4,514.59 | ↑ +14% |
| Kaiser | Commercial|All Plans | $5,189.63 | ↑ +31% |
| Cigna | Commercial|All Plans | $5,241.09 | ↑ +33% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $5,576.32 | ↑ +41% |
| Aetna | Commercial|AWH | $6,081.76 | ↑ +54% |
| BCBS - Premera | Commercial|All Other Plans | $6,161.88 | ↑ +56% |
| Aetna | Commercial|Sound Health | $6,439.51 | ↑ +63% |
| First Choice | Commercial|All Plans | $6,528.95 | ↑ +65% |
| Aetna | Commercial|WEA | $7,155.01 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $7,155.01 | ↑ +81% |
| United | Commercial|Cascade Care | $7,333.89 | ↑ +86% |
| United | Commercial|All Other Plans | $7,333.89 | ↑ +86% |
| Aetna | Commercial|Rental | $7,870.51 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $8,049.39 | ↑ +104% |
Visitor-reported prices
Comments
Nuclear Stress Test (Heart) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $4,099.68 | $1,499.19 – $5,979.29 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $7,074.20 | $1,442.68 – $4,579.88 |
| Swedish Medical Center Cherry Hill | Seattle | $4,099.68 | $1,499.19 – $5,788.46 |
| Swedish Issaquah | Issaquah | $4,099.68 | $1,443.13 – $5,979.29 |
| Central Medical Center | Seattle | $4,483.20 | $1,306.00 – $1,306.00 |
| Providence Centralia Hospital | Centralia | $3,787.68 | $1,499.19 – $7,925.74 |
| Providence Mount Carmel Hospital | Colville | $3,540.60 | not published |
| Providence St Mary Medical Center | Walla Walla | $3,550.40 | $1,258.22 – $2,668.97 |