Nr lnr acclrtr tx max 5 sessions at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$5,861.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,280.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,046.37 with Kaiser vs $11,952.03 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $2,046.37 | ↓ -65% |
| CHPW | Medicare|All Plans | $2,046.37 | ↓ -65% |
| Optum | Medicare|All Plans | $2,066.83 | ↓ -65% |
| BCBS - Regence | Medicare|All Plans | $2,107.76 | ↓ -64% |
| Aetna | Medicare|All Plans | $2,107.76 | ↓ -64% |
| BCBS - Premera | Medicare|All Plans | $2,107.76 | ↓ -64% |
| Wellcare | Medicare|All Plans | $2,112.21 | ↓ -64% |
| Humana | Medicare|All Plans | $2,189.62 | ↓ -63% |
| United | Medicare|All Plans | $2,210.08 | ↓ -62% |
| Molina | Medicare|All Plans | $2,210.08 | ↓ -62% |
| Sound Family Medicine | Commercial|All Plans | $4,092.74 | ↓ -30% |
| Molina | Commercial|Marketplace Exchange | $4,706.65 | ↓ -20% |
| Coordinated Care | Commercial|Ambetter Exchange | $4,788.51 | ↓ -18% |
| Uniform Medical Plan | Commercial|All Plans | $4,934.43 | ↓ -16% |
| BCBS - Regence | Commercial|All Plans | $5,673.13 | ↓ -3% |
| Kaiser | Commercial|All Plans | $6,341.61 | ↑ +8% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $7,007.34 | ↑ +20% |
| Cigna | Commercial|All Plans | $7,309.06 | ↑ +25% |
| BCBS - Premera | Commercial|All Other Plans | $7,743.18 | ↑ +32% |
| Aetna | Commercial|AWH | $9,030.43 | ↑ +54% |
| Aetna | Commercial|Sound Health | $9,561.63 | ↑ +63% |
| First Choice | Commercial|All Plans | $9,694.43 | ↑ +65% |
| Aetna | Commercial|WEA | $10,624.03 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $10,624.03 | ↑ +81% |
| United | Commercial|Cascade Care | $10,889.63 | ↑ +86% |
| United | Commercial|All Other Plans | $10,889.63 | ↑ +86% |
| Aetna | Commercial|Rental | $11,686.43 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $11,952.03 | ↑ +104% |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $7,979.52 | $2,070.55 – $8,311.72 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $3,822.00 | $1,992.51 – $6,366.42 |
| Swedish Medical Center Cherry Hill | Seattle | $7,979.52 | $2,070.55 – $8,046.45 |
| Swedish Issaquah | Issaquah | $7,979.52 | $2,076.35 – $8,311.72 |
| Central Medical Center | Seattle | $8,080.00 | $1,756.00 – $1,756.00 |
| Providence Centralia Hospital | Centralia | $6,619.60 | $2,070.55 – $11,017.44 |
| Providence St Mary Medical Center | Walla Walla | $6,590.50 | $1,581.11 – $3,686.14 |
| Kadlec Regional Medical Center | Richland | $5,237.40 | $1,724.00 – $6,914.64 |