MRI chest w IV cont at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$2,786.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,312.62
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$920.75 with Kaiser vs $5,681.36 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $920.75 | ↓ -67% |
| CHPW | Medicare|All Plans | $920.75 | ↓ -67% |
| Optum | Medicare|All Plans | $929.96 | ↓ -67% |
| Wellcare | Medicare|All Plans | $947.80 | ↓ -66% |
| BCBS - Regence | Medicare|All Plans | $948.37 | ↓ -66% |
| Aetna | Medicare|All Plans | $948.37 | ↓ -66% |
| BCBS - Premera | Medicare|All Plans | $948.37 | ↓ -66% |
| Humana | Medicare|All Plans | $985.20 | ↓ -65% |
| Molina | Medicare|All Plans | $994.41 | ↓ -64% |
| United | Medicare|All Plans | $994.41 | ↓ -64% |
| Sound Family Medicine | Commercial|All Plans | $1,841.50 | ↓ -34% |
| Molina | Commercial|Marketplace Exchange | $2,117.72 | ↓ -24% |
| Coordinated Care | Commercial|Ambetter Exchange | $2,154.55 | ↓ -23% |
| Uniform Medical Plan | Commercial|All Plans | $2,214.18 | ↓ -21% |
| BCBS - Regence | Commercial|All Plans | $2,545.65 | ↓ -9% |
| Kaiser | Commercial|All Plans | $2,896.33 | ↑ +4% |
| Cigna | Commercial|All Plans | $2,971.52 | ↑ +7% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $3,144.34 | ↑ +13% |
| BCBS - Premera | Commercial|All Other Plans | $3,474.52 | ↑ +25% |
| Aetna | Commercial|AWH | $4,292.59 | ↑ +54% |
| Aetna | Commercial|Sound Health | $4,545.09 | ↑ +63% |
| First Choice | Commercial|All Plans | $4,608.22 | ↑ +65% |
| Aetna | Commercial|WEA | $5,050.10 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $5,050.10 | ↑ +81% |
| United | Commercial|Cascade Care | $5,176.35 | ↑ +86% |
| United | Commercial|All Other Plans | $5,176.35 | ↑ +86% |
| Aetna | Commercial|Rental | $5,555.11 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $5,681.36 | ↑ +104% |
Visitor-reported prices
Comments
MRI chest w IV cont at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital | Chewelah | $2,328.20 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $2,169.60 | $907.77 – $3,199.85 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $3,435.60 | $873.56 – $2,450.95 |
| Swedish Medical Center Cherry Hill | Seattle | $2,169.60 | $907.77 – $3,097.73 |
| Swedish Issaquah | Issaquah | $2,169.60 | $910.32 – $3,199.85 |
| Central Medical Center | Seattle | $2,400.00 | $791.00 – $791.00 |
| Providence Mount Carmel Hospital | Colville | $2,249.10 | not published |
| Providence St Mary Medical Center | Walla Walla | $2,437.40 | $709.48 – $1,616.08 |