Mr spectroscopy at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,101.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,495.39

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$102.62 with Kaiser vs $2,245.86 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $102.62 ↓ -91%
CHPW Medicare|All Plans $102.62 ↓ -91%
Optum Medicare|All Plans $103.65 ↓ -91%
BCBS - Regence Medicare|All Plans $105.70 ↓ -90%
Aetna Medicare|All Plans $105.70 ↓ -90%
BCBS - Premera Medicare|All Plans $105.70 ↓ -90%
Wellcare Medicare|All Plans $107.57 ↓ -90%
Humana Medicare|All Plans $109.80 ↓ -90%
United Medicare|All Plans $110.83 ↓ -90%
Molina Medicare|All Plans $110.83 ↓ -90%
Sound Family Medicine Commercial|All Plans $205.24 ↓ -81%
Molina Commercial|Marketplace Exchange $236.03 ↓ -79%
Coordinated Care Commercial|Ambetter Exchange $240.13 ↓ -78%
Uniform Medical Plan Commercial|All Plans $251.29 ↓ -77%
BCBS - Regence Commercial|All Plans $288.91 ↓ -74%
BCBS - Premera Commercial|LifeWise Primary Exchange $356.85 ↓ -68%
BCBS - Premera Commercial|All Other Plans $394.32 ↓ -64%
Kaiser Commercial|All Plans $409.47 ↓ -63%
Cigna Commercial|All Plans $1,572.10 ↑ +43%
Aetna Commercial|AWH $1,696.87 ↑ +54%
Aetna Commercial|Sound Health $1,796.69 ↑ +63%
First Choice Commercial|All Plans $1,821.64 ↑ +65%
Aetna Commercial|WEA $1,996.32 ↑ +81%
Aetna Commercial|All Other Plans $1,996.32 ↑ +81%
United Commercial|Cascade Care $2,046.22 ↑ +86%
United Commercial|All Other Plans $2,046.22 ↑ +86%
Aetna Commercial|Rental $2,195.95 ↑ +99%
MultiPlan Commercial|All Plans $2,245.86 ↑ +104%

Visitor-reported prices

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Mr spectroscopy at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $1,352.40 not published
Swedish Medical Center - First Hill Campus Seattle $1,166.88 $100.77 – $306.15
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,014.60 $96.98 – $246.80
Swedish Medical Center Cherry Hill Seattle $1,166.88 $100.77 – $235.81
Swedish Issaquah Issaquah $1,166.88 $101.06 – $224.35
Central Medical Center Seattle $1,600.00 $89.00 – $89.00
Kadlec Regional Medical Center Richland $1,253.00 $96.98 – $179.41
Providence Holy Family Hospital Spokane $2,121.00 $96.98 – $1,774.96

All Washington hospitals for this procedure →