Mayo factor v at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$245.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$556.17
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.65 with Kaiser vs $500.56 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $17.65 | ↓ -93% |
| CHPW | Medicare|All Plans | $17.65 | ↓ -93% |
| BCBS - Regence | Medicare|All Plans | $17.65 | ↓ -93% |
| Optum | Medicare|All Plans | $17.83 | ↓ -93% |
| BCBS - Premera | Medicare|All Plans | $18.18 | ↓ -93% |
| Aetna | Medicare|All Plans | $18.18 | ↓ -93% |
| BCBS - Regence | Commercial|All Plans | $18.53 | ↓ -92% |
| Humana | Medicare|All Plans | $18.89 | ↓ -92% |
| Wellcare | Medicare|All Plans | $19.06 | ↓ -92% |
| Molina | Medicare|All Plans | $19.06 | ↓ -92% |
| United | Medicare|All Plans | $19.06 | ↓ -92% |
| Uniform Medical Plan | Commercial|All Plans | $26.48 | ↓ -89% |
| BCBS - Premera | Commercial|All Other Plans | $30.89 | ↓ -87% |
| Sound Family Medicine | Commercial|All Plans | $35.30 | ↓ -86% |
| Molina | Commercial|Marketplace Exchange | $40.59 | ↓ -83% |
| Coordinated Care | Commercial|Ambetter Exchange | $41.30 | ↓ -83% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $44.83 | ↓ -82% |
| Cigna | Commercial|All Plans | $56.64 | ↓ -77% |
| Aetna | Commercial|AWH | $378.20 | ↑ +54% |
| Aetna | Commercial|Sound Health | $400.45 | ↑ +63% |
| First Choice | Commercial|All Plans | $406.01 | ↑ +65% |
| Aetna | Commercial|All Other Plans | $444.94 | ↑ +81% |
| Aetna | Commercial|WEA | $444.94 | ↑ +81% |
| United | Commercial|Cascade Care | $456.06 | ↑ +86% |
| United | Commercial|All Other Plans | $456.06 | ↑ +86% |
| Aetna | Commercial|Rental | $489.43 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $500.56 | ↑ +104% |
Visitor-reported prices
Comments
Mayo factor v at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Luke's Rehabilitation Medical Center | Spokane | $190.26 | $17.65 – $19.42 |
| Providence St Joseph Hospital | Chewelah | $186.90 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $105.12 | $15.88 – $82.96 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $211.40 | $17.65 – $63.54 |
| Swedish Medical Center Cherry Hill | Seattle | $105.12 | $15.88 – $80.31 |
| Swedish Issaquah | Issaquah | $105.12 | $15.88 – $82.96 |
| Central Medical Center | Seattle | $108.80 | $14.00 – $14.00 |
| Providence Centralia Hospital | Centralia | $215.80 | $17.65 – $109.96 |