Lev 5 hosp type b ed visit at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,309.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,233.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$451.20 with Wellcare vs $4,710.51 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $451.20 ↓ -80%
Kaiser Medicare|All Plans $470.70 ↓ -80%
CHPW Medicare|All Plans $470.70 ↓ -80%
Optum Medicare|All Plans $475.41 ↓ -79%
BCBS - Regence Medicare|All Plans $484.82 ↓ -79%
Aetna Medicare|All Plans $484.82 ↓ -79%
BCBS - Premera Medicare|All Plans $484.82 ↓ -79%
Humana Medicare|All Plans $503.65 ↓ -78%
Molina Medicare|All Plans $508.36 ↓ -78%
United Medicare|All Plans $508.36 ↓ -78%
Sound Family Medicine Commercial|All Plans $941.40 ↓ -59%
Uniform Medical Plan Commercial|All Plans $1,054.06 ↓ -54%
Molina Commercial|Marketplace Exchange $1,082.61 ↓ -53%
Coordinated Care Commercial|Ambetter Exchange $1,101.44 ↓ -52%
BCBS - Regence Commercial|All Plans $1,211.86 ↓ -48%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,496.86 ↓ -35%
Kaiser Commercial|All Plans $1,626.64 ↓ -30%
BCBS - Premera Commercial|All Other Plans $1,654.04 ↓ -28%
Cigna Commercial|All Plans $3,297.36 ↑ +43%
Aetna Commercial|AWH $3,559.05 ↑ +54%
Aetna Commercial|Sound Health $3,768.41 ↑ +63%
First Choice Commercial|All Plans $3,820.74 ↑ +65%
Aetna Commercial|WEA $4,187.12 ↑ +81%
Aetna Commercial|All Other Plans $4,187.12 ↑ +81%
United Commercial|All Other Plans $4,291.79 ↑ +86%
United Commercial|Cascade Care $4,291.79 ↑ +86%
Aetna Commercial|Rental $4,605.83 ↑ +99%
MultiPlan Commercial|All Plans $4,710.51 ↑ +104%

Visitor-reported prices

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Lev 5 hosp type b ed visit at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $574.00 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $787.50 $457.69 – $1,164.82
Providence St Mary Medical Center Walla Walla $2,196.60 $337.75 – $846.72
Kadlec Regional Medical Center Richland $2,072.00 $457.69 – $1,208.11
Providence Holy Family Hospital Spokane $856.80 $457.69 – $1,201.43
St. Anne Hospital Burien $1,598.20 $1,524.22 – $4,710.51
St. Anthony Hospital Gig Harbor $1,591.89 $939.09 – $3,925.42
St. Joseph Medical Center Tacoma $1,733.46 $939.09 – $3,925.42

All Washington hospitals for this procedure →