Lev 3 hosp type b ed visit at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$856.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,940.94
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$217.46 with Kaiser vs $1,746.85 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $217.46 | ↓ -75% |
| CHPW | Medicare|All Plans | $217.46 | ↓ -75% |
| Optum | Medicare|All Plans | $219.63 | ↓ -74% |
| BCBS - Regence | Medicare|All Plans | $223.98 | ↓ -74% |
| Aetna | Medicare|All Plans | $223.98 | ↓ -74% |
| BCBS - Premera | Medicare|All Plans | $223.98 | ↓ -74% |
| Humana | Medicare|All Plans | $232.68 | ↓ -73% |
| United | Medicare|All Plans | $234.86 | ↓ -73% |
| Molina | Medicare|All Plans | $234.86 | ↓ -73% |
| Wellcare | Medicare|All Plans | $236.78 | ↓ -72% |
| Sound Family Medicine | Commercial|All Plans | $434.92 | ↓ -49% |
| Molina | Commercial|Marketplace Exchange | $500.16 | ↓ -42% |
| Coordinated Care | Commercial|Ambetter Exchange | $508.86 | ↓ -41% |
| Uniform Medical Plan | Commercial|All Plans | $553.14 | ↓ -35% |
| BCBS - Regence | Commercial|All Plans | $635.95 | ↓ -26% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $785.51 | ↓ -8% |
| BCBS - Premera | Commercial|All Other Plans | $867.99 | ↑ +1% |
| Kaiser | Commercial|All Plans | $917.67 | ↑ +7% |
| Cigna | Commercial|All Plans | $1,222.80 | ↑ +43% |
| Aetna | Commercial|AWH | $1,319.84 | ↑ +54% |
| Aetna | Commercial|Sound Health | $1,397.48 | ↑ +63% |
| First Choice | Commercial|All Plans | $1,416.89 | ↑ +65% |
| Aetna | Commercial|WEA | $1,552.76 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $1,552.76 | ↑ +81% |
| United | Commercial|Cascade Care | $1,591.58 | ↑ +86% |
| United | Commercial|All Other Plans | $1,591.58 | ↑ +86% |
| Aetna | Commercial|Rental | $1,708.03 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $1,746.85 | ↑ +104% |
Visitor-reported prices
Comments
Lev 3 hosp type b ed visit at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital | Chewelah | $324.10 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $444.50 | $191.54 – $520.87 |
| Providence St Mary Medical Center | Walla Walla | $538.30 | $177.24 – $354.35 |
| Kadlec Regional Medical Center | Richland | $507.50 | $191.54 – $617.15 |
| Providence Holy Family Hospital | Spokane | $483.00 | $191.54 – $502.80 |
| St. Anne Hospital | Burien | $592.68 | $533.66 – $1,746.85 |
| St. Anthony Hospital | Gig Harbor | $590.34 | $529.79 – $1,455.71 |
| St. Joseph Medical Center | Tacoma | $642.84 | $529.79 – $1,455.71 |