Ins/rpl pm w/tv ld atrl at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$8,785.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,905.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12,196.50 with Kaiser vs $48,679.49 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $12,196.50 | ↑ +39% |
| CHPW | Medicare|All Plans | $12,196.50 | ↑ +39% |
| Optum | Medicare|All Plans | $12,318.47 | ↑ +40% |
| Cigna | Commercial|All Plans | $12,540.65 | ↑ +43% |
| BCBS - Premera | Medicare|All Plans | $12,562.40 | ↑ +43% |
| Aetna | Medicare|All Plans | $12,562.40 | ↑ +43% |
| BCBS - Regence | Medicare|All Plans | $12,562.40 | ↑ +43% |
| Wellcare | Medicare|All Plans | $12,640.27 | ↑ +44% |
| Humana | Medicare|All Plans | $13,050.25 | ↑ +49% |
| United | Medicare|All Plans | $13,172.22 | ↑ +50% |
| Molina | Medicare|All Plans | $13,172.22 | ↑ +50% |
| Aetna | Commercial|AWH | $13,535.94 | ↑ +54% |
| Aetna | Commercial|Sound Health | $14,332.17 | ↑ +63% |
| First Choice | Commercial|All Plans | $14,531.23 | ↑ +65% |
| Aetna | Commercial|WEA | $15,924.64 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $15,924.64 | ↑ +81% |
| United | Commercial|Cascade Care | $16,322.75 | ↑ +86% |
| United | Commercial|All Other Plans | $16,322.75 | ↑ +86% |
| Aetna | Commercial|Rental | $17,517.10 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $17,915.22 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $24,393.00 | ↑ +178% |
| Molina | Commercial|Marketplace Exchange | $28,051.95 | ↑ +219% |
| Coordinated Care | Commercial|Ambetter Exchange | $28,539.81 | ↑ +225% |
| Uniform Medical Plan | Commercial|All Plans | $29,529.48 | ↑ +236% |
| BCBS - Regence | Commercial|All Plans | $33,950.15 | ↑ +286% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $41,934.55 | ↑ +377% |
| BCBS - Premera | Commercial|All Other Plans | $46,338.05 | ↑ +427% |
| Kaiser | Commercial|All Plans | $48,679.49 | ↑ +454% |
Visitor-reported prices
Comments
Ins/rpl pm w/tv ld atrl at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $12,953.28 | $7,277.00 – $49,926.95 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $16,664.20 | $5,419.00 – $31,781.01 |
| Swedish Medical Center Cherry Hill | Seattle | $12,953.28 | $7,277.00 – $48,081.60 |
| Swedish Issaquah | Issaquah | $12,953.28 | $7,277.00 – $49,926.95 |
| Central Medical Center | Seattle | $25,429.60 | not published |
| Providence St Mary Medical Center | Walla Walla | $9,207.80 | $9,461.97 – $21,547.18 |
| Kadlec Regional Medical Center | Richland | $17,606.40 | $774.51 – $38,034.70 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $10,216.44 | $7,246.00 – $38,854.85 |