Ins pq tunnld ip cath w/img at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$3,783.01
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,571.48
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,095.34 with Wellcare vs $16,693.12 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellcare | Medicare|All Plans | $4,095.34 | ↑ +8% |
| Kaiser | Medicare|All Plans | $4,112.84 | ↑ +9% |
| CHPW | Medicare|All Plans | $4,112.84 | ↑ +9% |
| Optum | Medicare|All Plans | $4,153.97 | ↑ +10% |
| BCBS - Regence | Medicare|All Plans | $4,236.23 | ↑ +12% |
| Aetna | Medicare|All Plans | $4,236.23 | ↑ +12% |
| BCBS - Premera | Medicare|All Plans | $4,236.23 | ↑ +12% |
| Humana | Medicare|All Plans | $4,400.74 | ↑ +16% |
| United | Medicare|All Plans | $4,441.87 | ↑ +17% |
| Molina | Medicare|All Plans | $4,441.87 | ↑ +17% |
| Cigna | Commercial|All Plans | $5,400.04 | ↑ +43% |
| Aetna | Commercial|AWH | $5,828.61 | ↑ +54% |
| Aetna | Commercial|Sound Health | $6,171.47 | ↑ +63% |
| First Choice | Commercial|All Plans | $6,257.19 | ↑ +65% |
| Aetna | Commercial|WEA | $6,857.19 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $6,857.19 | ↑ +81% |
| United | Commercial|Cascade Care | $7,028.62 | ↑ +86% |
| United | Commercial|All Other Plans | $7,028.62 | ↑ +86% |
| Aetna | Commercial|Rental | $7,542.91 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $7,714.34 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $8,225.68 | ↑ +117% |
| Molina | Commercial|Marketplace Exchange | $9,459.53 | ↑ +150% |
| Uniform Medical Plan | Commercial|All Plans | $9,567.30 | ↑ +153% |
| Coordinated Care | Commercial|Ambetter Exchange | $9,624.05 | ↑ +154% |
| BCBS - Regence | Commercial|All Plans | $10,999.56 | ↑ +191% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $13,586.42 | ↑ +259% |
| BCBS - Premera | Commercial|All Other Plans | $15,013.12 | ↑ +297% |
| Kaiser | Commercial|All Plans | $16,693.12 | ↑ +341% |
Visitor-reported prices
Comments
Ins pq tunnld ip cath w/img at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $10,193.76 | $4,146.07 – $15,142.49 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $7,350.70 | $3,989.80 – $10,154.04 |
| Swedish Medical Center Cherry Hill | Seattle | $10,193.76 | $4,146.07 – $14,582.80 |
| Swedish Issaquah | Issaquah | $10,193.76 | $4,157.70 – $15,142.49 |
| Kadlec Regional Medical Center | Richland | $6,458.90 | $388.66 – $11,535.65 |
| Providence Holy Family Hospital | Spokane | $7,717.50 | $3,989.80 – $13,312.00 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $6,671.08 | $4,077.37 – $24,031.00 |
| Providence St Peter Hospital | Olympia | $8,902.40 | $3,500.09 – $15,536.00 |