Ins pm gen exist dual lead at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$8,562.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,401.69
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12,223.07 with Cigna vs $107,542.74 with Kaiser — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $12,223.07 | ↑ +43% |
| Aetna | Commercial|AWH | $13,193.15 | ↑ +54% |
| Aetna | Commercial|Sound Health | $13,969.22 | ↑ +63% |
| First Choice | Commercial|All Plans | $14,163.24 | ↑ +65% |
| Aetna | Commercial|WEA | $15,521.36 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $15,521.36 | ↑ +81% |
| United | Commercial|Cascade Care | $15,909.39 | ↑ +86% |
| United | Commercial|All Other Plans | $15,909.39 | ↑ +86% |
| Aetna | Commercial|Rental | $17,073.49 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $17,461.53 | ↑ +104% |
| Kaiser | Medicare|All Plans | $26,159.24 | ↑ +205% |
| CHPW | Medicare|All Plans | $26,159.24 | ↑ +205% |
| Optum | Medicare|All Plans | $26,420.83 | ↑ +209% |
| BCBS - Premera | Medicare|All Plans | $26,944.02 | ↑ +215% |
| BCBS - Regence | Medicare|All Plans | $26,944.02 | ↑ +215% |
| Aetna | Medicare|All Plans | $26,944.02 | ↑ +215% |
| Wellcare | Medicare|All Plans | $27,902.37 | ↑ +226% |
| Humana | Medicare|All Plans | $27,990.39 | ↑ +227% |
| United | Medicare|All Plans | $28,251.98 | ↑ +230% |
| Molina | Medicare|All Plans | $28,251.98 | ↑ +230% |
| Sound Family Medicine | Commercial|All Plans | $52,318.48 | ↑ +511% |
| Molina | Commercial|Marketplace Exchange | $60,166.25 | ↑ +603% |
| Coordinated Care | Commercial|Ambetter Exchange | $61,212.62 | ↑ +615% |
| Uniform Medical Plan | Commercial|All Plans | $65,183.99 | ↑ +661% |
| BCBS - Regence | Commercial|All Plans | $74,942.27 | ↑ +775% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $92,567.21 | ↑ +981% |
| BCBS - Premera | Commercial|All Other Plans | $102,287.59 | ↑ +1095% |
| Kaiser | Commercial|All Plans | $107,542.74 | ↑ +1156% |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $18,775.68 | $7,277.00 – $110,611.77 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $54,116.30 | $5,419.00 – $70,409.96 |
| Swedish Medical Center Cherry Hill | Seattle | $18,775.68 | $7,277.00 – $106,523.45 |
| Swedish Issaquah | Issaquah | $18,775.68 | $7,277.00 – $110,611.77 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $24,159.72 | $7,246.00 – $86,081.85 |
| MultiCare Valley Hospital | Spokane Valley | $20,062.80 | $16,879.37 – $101,541.52 |
| MultiCare Yakima Memorial Hospital | Yakima | $25,382.80 | $26,536.26 – $73,362.90 |
| St. Anne Hospital | Burien | $5,924.42 | $8,342.73 – $17,461.53 |