Incision of windpipe at St. Michael Medical Center
1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609
$6,475.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,671.23
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,894.23 with Kaiser vs $25,412.69 with BCBS - Premera — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $6,894.23 | ↑ +6% |
| CHPW | Medicare|All Plans | $6,894.23 | ↑ +6% |
| Wellcare | Medicare|All Plans | $6,932.17 | ↑ +7% |
| Optum | Medicare|All Plans | $6,963.17 | ↑ +8% |
| BCBS - Regence | Medicare|All Plans | $7,101.06 | ↑ +10% |
| Aetna | Medicare|All Plans | $7,101.06 | ↑ +10% |
| BCBS - Premera | Medicare|All Plans | $7,101.06 | ↑ +10% |
| Humana | Medicare|All Plans | $7,376.83 | ↑ +14% |
| United | Medicare|All Plans | $7,445.77 | ↑ +15% |
| Molina | Medicare|All Plans | $7,445.77 | ↑ +15% |
| Cigna | Commercial|All Plans | $9,242.88 | ↑ +43% |
| Aetna | Commercial|AWH | $9,976.44 | ↑ +54% |
| Aetna | Commercial|Sound Health | $10,563.29 | ↑ +63% |
| First Choice | Commercial|All Plans | $10,710.00 | ↑ +65% |
| Aetna | Commercial|WEA | $11,736.99 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $11,736.99 | ↑ +81% |
| United | Commercial|Cascade Care | $12,030.41 | ↑ +86% |
| United | Commercial|All Other Plans | $12,030.41 | ↑ +86% |
| Aetna | Commercial|Rental | $12,910.69 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $13,204.11 | ↑ +104% |
| Sound Family Medicine | Commercial|All Plans | $13,788.46 | ↑ +113% |
| Molina | Commercial|Marketplace Exchange | $15,856.73 | ↑ +145% |
| Coordinated Care | Commercial|Ambetter Exchange | $16,132.50 | ↑ +149% |
| Uniform Medical Plan | Commercial|All Plans | $16,194.55 | ↑ +150% |
| BCBS - Regence | Commercial|All Plans | $18,618.93 | ↑ +188% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $22,997.73 | ↑ +255% |
| Kaiser | Commercial|All Plans | $25,165.86 | ↑ +289% |
| BCBS - Premera | Commercial|All Other Plans | $25,412.69 | ↑ +292% |
Visitor-reported prices
Comments
Incision of windpipe at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Anne Hospital | Burien | $4,479.95 | $6,308.63 – $13,204.11 |
| St. Anthony Hospital | Gig Harbor | $4,462.24 | $10,563.29 – $14,528.71 |
| St. Joseph Medical Center | Tacoma | $4,859.08 | $10,563.29 – $14,528.71 |
| St. Elizabeth Hospital | Enumclaw | $5,184.29 | $2,494.11 – $13,204.11 |
| Virginia Mason Medical Center | Seattle | $7,179.27 | $13.03 – $2,118.59 |
| St. Francis Hospital | Federal Way | $4,604.18 | $10,563.29 – $14,528.71 |
| St. Clare Hospital | Lakewood | $4,228.85 | $10,563.29 – $14,528.71 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $6,596.73 – $7,256.40 |